{"id":3296,"date":"2015-01-09T18:30:37","date_gmt":"2015-01-09T17:30:37","guid":{"rendered":"http:\/\/www.Financer.com\/?page_id=3296"},"modified":"2024-09-16T14:20:40","modified_gmt":"2024-09-16T12:20:40","slug":"lana-200000","status":"publish","type":"page","link":"https:\/\/financer.se\/lana-pengar\/lana-200000\/","title":{"rendered":"L\u00e5na 200 000"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Behver_du_lna_200_000_utan_skerhet_\">Beh\u00f6ver du l\u00e5na 200 000 utan s\u00e4kerhet? <\/h2>\n\n\n\n<p>Beh\u00f6ver du ta ett l\u00e5n p\u00e5 200 000 kr och undrar hur du hittar l\u00e5n med l\u00e4gst r\u00e4nta? <\/p>\n\n\n\n<p><strong>D\u00e5 har du kommit r\u00e4tt. H\u00e4r j\u00e4mf\u00f6r vi olika l\u00e5ngivare d\u00e4r du kan l\u00e5na 200000 kronor samt ber\u00e4ttar mer om hur du g\u00f6r en ans\u00f6kan.<\/strong><\/p>\n\n\n\n<ul>\n<li>Detta b\u00f6r du titta p\u00e5 n\u00e4r du letar efter l\u00e5n p\u00e5 200 000 kr<\/li>\n\n\n\n<li>S\u00e5 mycket kostar ett l\u00e5n p\u00e5 200 000 kr <\/li>\n\n\n\n<li>S\u00e5 g\u00f6r du f\u00f6r att hitta r\u00e4tt l\u00e5n f\u00f6r just dig<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Tabell_med_lngivare_vi_jmfrt\">Tabell med l\u00e5ngivare vi j\u00e4mf\u00f6rt<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><tbody><tr><td>Antal l\u00e5nef\u00f6retag totalt<\/td><td>9 st<\/td><\/tr><tr><td>Antal l\u00e5nef\u00f6rmedlare<\/td><td>7 st<\/td><\/tr><tr><td>L\u00f6ptid<\/td><td>1 \u00e5r \u2013 20 \u00e5r<\/td><\/tr><tr><td>R\u00e4nta<\/td><td>2,95% \u2013 33,75%<\/td><\/tr><tr><td><a href=\"https:\/\/financer.se\/lana-pengar\/utan-uc\/\">Utan UC<\/a><\/td><td>Ingen (alla anv\u00e4nder UC)<\/td><\/tr><tr><td>Godk\u00e4nner betalningsanm\u00e4rkningar<\/td><td>Ja (individuell bed\u00f6mning)<\/td><\/tr><tr><td><a href=\"https:\/\/financer.se\/blogg\/gar-det-att-lana-pengar-med-skuld-hos-kronofogden\/\">Accepterar skulder hos Kronofogden<\/a><\/td><td>Nej<\/td><\/tr><tr><td>H\u00f6gkostnadskrediter<\/td><td>Nej<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>J\u00e4mf\u00f6r l\u00e5n fr\u00e5n 77 l\u00e5nef\u00f6retag<\/h3><p>Hitta b\u00e4sta l\u00e5n med l\u00e4gst r\u00e4nta. Med bara ett klick.<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.se\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=5&\" data-slider-url=\"https:\/\/financer.se\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=5&\" data-required=\"resultat?query=1non_affiliate=true&param_amount=10000&param_period=5&\" class=\"get_results compare button is-primary is-medium is-rounded\">J\u00e4mf\u00f6r nu<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Gr_s_hr_fr_att_lna_200_000_kr_med_lg_rnta\">G\u00f6r s\u00e5 h\u00e4r f\u00f6r att l\u00e5na 200 000 kr med l\u00e5g r\u00e4nta<\/h2>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Steg 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Jamfor-langivare\">J\u00e4mf\u00f6r l\u00e5ngivare<\/h3>P\u00e5 toppen av den h\u00e4r sidan har vi presenterat de mest popul\u00e4ra l\u00e5nen p\u00e5 200 000 kr. Ta en n\u00e4rmare titt p\u00e5 listan f\u00f6r att hitta det erbjudande som b\u00e4st passar dina behov.<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Steg 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Varfor-behover-du-lana-200-000-kr\">Varf\u00f6r beh\u00f6ver du l\u00e5na 200 000 kr?<\/h3><p style=\"text-align: left;\">Innan du forts\u00e4tter med din l\u00e5neans\u00f6kan \u00e4r det bra att du noggrant funderar p\u00e5 varf\u00f6r du vill l\u00e5na 200 000.<\/p>\n<p style=\"text-align: left;\">Varf\u00f6r beh\u00f6ver du ett l\u00e5n? Kan du anv\u00e4nda sparpengar ist\u00e4llet? Klarar du av \u00e5terbetalning och \u00e4r du medveten om kostnaderna?<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Steg 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Mer-om-laneforetaget\">Mer om l\u00e5nef\u00f6retaget<\/h3>Om du vill ha ytterligare info om l\u00e5nef\u00f6retaget, klicka p\u00e5 logotypen till v\u00e4nster f\u00f6r att l\u00e4sa en utf\u00f6rlig recension och ta del av omd\u00f6men fr\u00e5n tidigare kunder. Detta ger dig en b\u00e4ttre f\u00f6rst\u00e5else f\u00f6r f\u00f6retagets rykte och service.<\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Steg 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Besok-langivarens-hemsida\">Bes\u00f6k l\u00e5ngivarens hemsida<\/h3>Om du \u00e4r redo att ans\u00f6ka om ett l\u00e5n, klicka p\u00e5 knappen &#8221;Se erbjudande&#8221; l\u00e4ngst till h\u00f6ger under det specifika l\u00e5neerbjudandet. Detta tar dig direkt till f\u00f6retagets officiella webbplats d\u00e4r du kan genomf\u00f6ra din l\u00e5neans\u00f6kan.<\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Steg 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Gor-ansokan\">G\u00f6r ans\u00f6kan<\/h3>F\u00f6r att ans\u00f6ka om l\u00e5net, fyll i n\u00f6dv\u00e4ndig information p\u00e5 f\u00f6retagets hemsida som l\u00e5nebelopp, \u00e5terbetalningstid, personliga uppgifter, e-postadress, syssels\u00e4ttning och andra efterfr\u00e5gade detaljer.\nSignera din ans\u00f6kan med BankID och v\u00e4nta p\u00e5 svar. Gl\u00f6m inte att noga granska kostnaderna och villkoren innan du skickar in din ans\u00f6kan.<\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"#top\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_self\"  >B\u00e4sta l\u00e5n p\u00e5 200 000 kr<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Exempel_Sofia_vill_hitta_ett_ln_p_200000_kronor\">Exempel: Sofia vill hitta ett l\u00e5n p\u00e5 200000 kronor<\/h2>\n\n\n\n<p>Sofia ska renovera om hemma och r\u00e4knar med att hon beh\u00f6ver 200 000 kr f\u00f6r att finansiera renoveringen. Hon vill \u00e5terbetala l\u00e5net inom 5 \u00e5r.<\/p>\n\n\n\n<p>Hon j\u00e4mf\u00f6r l\u00e5n p\u00e5 Financer.com och v\u00e4nder sig till l\u00e5nef\u00f6rmedlaren Advisa som kommer med tv\u00e5 intressanta erbjudanden:<\/p>\n\n\n\n<ul>\n<li>L\u00e5nef\u00f6retag A erbjuder en r\u00e4nta p\u00e5 6,95 % med 0 kr i \u00f6vriga avgifter<\/li>\n\n\n\n<li>L\u00e5nef\u00f6retag B erbjuder en r\u00e4nta p\u00e5 5,95 % med 0 kr i \u00f6vriga avgifter<\/li>\n<\/ul>\n\n\n\n<p>B\u00e5da l\u00e5nen \u00e4r annuitetsl\u00e5n d\u00e4r Sofia beh\u00f6ver \u00e5terbetala samma summa varje m\u00e5nad till banken.<\/p>\n\n\n\n<p><strong>S\u00e5 h\u00e4r blir kostnaden f\u00f6r de 2 l\u00e5nen:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>L\u00e5nebelopp<\/strong><\/th><th><strong>Nominell r\u00e4nta<\/strong><\/th><th><strong>\u00d6vriga avgifter<\/strong><\/th><th><strong>M\u00e5nadskostnad<\/strong><\/th><th><strong>Totalkostnad<\/strong><\/th><\/tr><\/thead><tbody><tr><td>200 000 kr<\/td><td>6,95 %<\/td><td>0 kr<\/td><td>3 956 kr<\/td><td>37 322 kr<\/td><\/tr><tr><td>200 000 kr<\/td><td>5,95 %<\/td><td>0 kr<\/td><td>3 862 kr<\/td><td>31 715 kr<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>L\u00e5n A \u00e4r totalt 5607 kr dyrare \u00e4n L\u00e5n B (37322 kr &#8211; 31715 kr). M\u00e5nadskostnaden blir 94 kr h\u00f6gre med L\u00e5n A \u00e4n L\u00e5n B.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vad_kostar_det_att_lna_200_000_kronor\">Vad kostar det att l\u00e5na 200 000 kronor?<\/h2>\n\n\n\n<p>Ett privatl\u00e5n utan s\u00e4kerhet p\u00e5 200 000 kr kommer med olika avgifter d\u00e4r r\u00e4nta \u00e4r den st\u00f6rsta kostnaden. <\/p>\n\n\n\n<p>N\u00e4r du j\u00e4mf\u00f6r olika l\u00e5n b\u00f6r du vara uppm\u00e4rksam p\u00e5 f\u00f6ljande kostnader:<\/p>\n\n\n\n<ul>\n<li>R\u00e4nta<\/li>\n\n\n\n<li>Uppl\u00e4ggningsavgift<\/li>\n\n\n\n<li>Aviavgift<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vilka_extra_avgifter_kan_tillkomma\">Vilka extra avgifter kan tillkomma?<\/h3>\n\n\n\n<p>Du b\u00f6r \u00e4ven se \u00f6ver eventuella avgifter om du skulle vara sen med en \u00e5terbetalning:<\/p>\n\n\n\n<ul>\n<li>P\u00e5minnelseavgift<\/li>\n\n\n\n<li>F\u00f6rseningsavgift<\/li>\n\n\n\n<li>R\u00e4ntep\u00e5slag<\/li>\n<\/ul>\n\n\n\n<p>Storleken p\u00e5 dessa avgifter skiljer sig ganska kraftigt \u00e5t mellan olika l\u00e5nef\u00f6retag. Om du ans\u00f6ker om ett l\u00e5n fr\u00e5n en l\u00e5nef\u00f6rmedlare betalar du ingenting till sj\u00e4lva l\u00e5nef\u00f6rmedlaren men l\u00e5nef\u00f6retaget kan ta ut olika avgifter.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vad_blir_mnadskostnaden_fr_att_lna_200_000_kr\">Vad blir m\u00e5nadskostnaden f\u00f6r att l\u00e5na 200 000 kr?<\/h3>\n\n\n\n<p>I tabellen nedan ser du ett exempel \u00f6ver vad m\u00e5nadskostnaden blir f\u00f6r att l\u00e5na 200 000 kr med en l\u00f6ptid p\u00e5 10 \u00e5r och utan \u00f6vriga avgifter.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>R\u00e4nta<\/th><th>Totalkostnad rak amortering<\/th><th>M\u00e5nadskostnad rak amortering<\/th><th>Totalkostnad annuitetsl\u00e5n<\/th><th>M\u00e5nadskostnad annuitetsl\u00e5n<\/th><\/tr><\/thead><tbody><tr><td>2%<\/td><td>20 170 kr<\/td><td>2000 kr<\/td><td>20 832 kr<\/td><td>1840 kr<\/td><\/tr><tr><td>3%<\/td><td>30 250 kr<\/td><td>2167 kr<\/td><td>31 746 kr<\/td><td>1931 kr<\/td><\/tr><tr><td>4%<\/td><td>40 333 kr<\/td><td>2334 kr<\/td><td>42 988 kr<\/td><td>2025 kr<\/td><\/tr><tr><td>5%<\/td><td>50 417 kr<\/td><td>2500 kr<\/td><td>54 557 kr<\/td><td>2121 kr<\/td><\/tr><tr><td>6%<\/td><td>60 500 kr<\/td><td>2667 kr<\/td><td>66 449 kr<\/td><td>2200 kr<\/td><\/tr><tr><td>7%<\/td><td>70 580 kr<\/td><td>2834 kr<\/td><td>78 660 kr<\/td><td>2322 kr<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Annuitetsln_eller_rak_amortering\">Annuitetsl\u00e5n eller rak amortering?<\/h3>\n\n\n\n<p>Rak amortering ger h\u00f6gre m\u00e5nadsavgift till en b\u00f6rjan men l\u00e4gre totala kostnader att betala tillbaka d\u00e5 l\u00e5net minskar snabbare till en b\u00f6rjan. <\/p>\n\n\n\n<p>Med ett annuitetsl\u00e5n beh\u00f6ver du betala tillbaka samma summa varje m\u00e5nad vilket kan k\u00e4nnas som en trygghet.<\/p>\n\n\n\n<p><strong>L\u00e4s mer om vad annuitetsl\u00e5n och rak amortering inneb\u00e4r <a href=\"https:\/\/financer.se\/wiki\/annuitetslan\/\">h\u00e4r<\/a>.<\/strong><\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>S\u00e5 sparar du <span class=\"compare-amount\">1&nbsp;940,00 kr <\/span> p\u00e5 ditt l\u00e5n<\/h3>\n\t\t\t\t<p>Prisskillnaden f\u00f6r ett 10&nbsp;000,00 kr l\u00e5n under 90 dagar \u00e4r 1&nbsp;940,00 kr.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.se\/resultat\/?query=1&filter_non_affiliate=1&param_amount=10000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Se hur du kan spara p\u00e5 ditt l\u00e5n<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Vanliga_krav_fr_att_lna_200_000\">Vanliga krav f\u00f6r att l\u00e5na 200 000<\/h2>\n\n\n\n<p>Kraven p\u00e5 dig som kund kan skilja sig n\u00e5got mellan olika l\u00e5ngivare. Det som oftast skiljer sig \u00e5t \u00e4r hur h\u00f6g din \u00e5rsinkomst beh\u00f6ver vara. Ju st\u00f6rre summa du vill l\u00e5na desto h\u00f6gre inkomst beh\u00f6ver du ha.\u00a0<\/p>\n\n\n\n<p><strong>Inkomstkrav hos n\u00e5gra stora l\u00e5nef\u00f6rmedlare:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>L\u00e5nef\u00f6retag<\/th><th>L\u00e4gsta \u00e5rsinkomst<\/th><\/tr><\/thead><tbody><tr><td>Advisa<\/td><td>120 000 kr (10 000 kr\/m\u00e5n)<\/td><\/tr><tr><td>Enklare<\/td><td>120 000 kr (10 000 kr\/m\u00e5n)<\/td><\/tr><tr><td>Lendo<\/td><td>100 000 kr (8300 kr\/m\u00e5n)<\/td><\/tr><tr><td>Compari<\/td><td>150 000 kr (10 000 kr\/m\u00e5n)<\/td><\/tr><tr><td>Ordna Bol\u00e5n<\/td><td>100 000 kr (8300 kr\/m\u00e5n)<\/td><\/tr><tr><td>L\u00e5nekoll<\/td><td>120 000 kr (10 000 kr\/m\u00e5n)<\/td><\/tr><tr><td>Axo Finans<\/td><td>100 800 kr (9000 kr\/m\u00e5n)<\/td><\/tr><tr><td>Bank Norwegian<\/td><td>120 000 kr (10 000 kr\/m\u00e5n)<\/td><\/tr><tr><td>Coop<\/td><td>240 000 kr (20 000 kr\/m\u00e5n)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Andra_grundlggande_krav\">Andra grundl\u00e4ggande krav\u00a0<\/h3>\n\n\n\n<ul>\n<li>18 \u00e5r gammal<\/li>\n\n\n\n<li>Folkbokf\u00f6rd i Sverige<\/li>\n\n\n\n<li>BankID<\/li>\n\n\n\n<li>Svenskt kontonummer<\/li>\n\n\n\n<li>Inga skulder hos Kronofogden<\/li>\n\n\n\n<li>Betalningsanm\u00e4rkningar kan accepteras (en individuell bed\u00f6mning g\u00f6rs)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Mest_populra_lngivare_som_erbjuder_ln_p_200_000_kr_med_lg_rnta\">Mest popul\u00e4ra l\u00e5ngivare som erbjuder l\u00e5n p\u00e5 200 000 kr med l\u00e5g r\u00e4nta<\/h2>\n\n\n\n<p>Nedan har vi listat 6 l\u00e5nef\u00f6retag (3 l\u00e5nef\u00f6rmedlare och 3 l\u00e5nef\u00f6retag) som erbjuder l\u00e5n p\u00e5 200 000 kr med l\u00e5g r\u00e4nta. Dessa f\u00f6retag \u00e4r popul\u00e4rast enligt v\u00e5ra bes\u00f6kare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Tre_bra_lnefrmedlare_fr_dig_som_behver_lna_200000_kronor_utan_skerhet\">Tre bra l\u00e5nef\u00f6rmedlare f\u00f6r dig som beh\u00f6ver l\u00e5na 200000 kronor utan s\u00e4kerhet<\/h3>\n\n\n\n<p>Om du vill v\u00e4nda dig till en l\u00e5nef\u00f6rmedlare f\u00f6r att l\u00e5na 200000 \u00e4r dessa tre de mest popul\u00e4ra bland v\u00e5ra bes\u00f6kare.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"Advisa\">Advisa<\/h4>\n\n\n\n<p>Advisa erbjuder l\u00e5n upp till 600 000 kr med en \u00e5terbetalningstid om max 20 \u00e5r. Du kan v\u00e4lja att samla sm\u00e5l\u00e5n hos Advisa f\u00f6r att f\u00e5 ner m\u00e5nadskostnaden. <\/p>\n\n\n\n<p>Advisa har samarbete med 40 l\u00e5ngivare.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/advisa\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"300\" height=\"100\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-1-1.png\" class=\"attachment-full size-full\" alt=\"\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>20&nbsp;892<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >En av Sveriges st\u00f6rsta l\u00e5nef\u00f6rmedlare med 40+ samarbetspartners<\/li><li >Signera ans\u00f6kan med BankID<\/li><li >Gratis ans\u00f6kan<\/li><li >Endast en upplysning hos UC<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta l\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6gsta L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">600000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">3.06<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">29.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Kortaste \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">1 \u00c5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4ngsta \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">20 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterar anm\u00e4rkningar\n<\/span><span class=\"items-content__card-datapoint-value\">Ja. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5lder<\/span><span class=\"items-content__card-datapoint-value\">18 \u00e5r<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"6393\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/advisa\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/advisa\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/advisa\/#read-reviews\">39<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Advisa arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% &#8211; 29,99% (Uppdaterat januari 2021).<\/div><\/div><\/div><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"Enklare\">Enklare<\/h4>\n\n\n\n<p>Hos Enklare kan du ans\u00f6ka om l\u00e5n \u00e4ven om du har betalningsanm\u00e4rkningar, f\u00f6rutsatt att du inte har en aktiv skuld hos Kronofogden. <\/p>\n\n\n\n<p>Enklare erbjuder l\u00e5n upp till 600 000 kr hos 39 olika l\u00e5ngivare.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/enklare\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"333\" height=\"102\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg\" class=\"attachment-full size-full\" alt=\"Enklare.se Logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg 333w, https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo-300x92.jpg 300w\" sizes=\"(max-width: 333px) 100vw, 333px\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>3&nbsp;890<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >L\u00e5nef\u00f6rmedlare med 39 samarbetspartners<\/li><li >Samarbete med b\u00e5de st\u00f6rre banker och mindre nischl\u00e5ngivare<\/li><li >Inga uppl\u00e4ggnings- eller administrationsavgifter<\/li><li >Accepterar betalningsanm\u00e4rkningar<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta l\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6gsta L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">600000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">5.07<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">33.40<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Kortaste \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">1 \u00c5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4ngsta \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">20 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterar anm\u00e4rkningar\n<\/span><span class=\"items-content__card-datapoint-value\">Ja. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5lder<\/span><span class=\"items-content__card-datapoint-value\">18 \u00e5r<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19616\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/enklare\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/enklare\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.1\">4.1<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/enklare\/#read-reviews\">5<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% &#8211; 33,46%. Uppdaterat 2023-10-25.<\/div><\/div><\/div><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"Lendo\">Lendo<\/h4>\n\n\n\n<p>Lendo j\u00e4mf\u00f6r hos 40 l\u00e5ngivare med endast 1 kreditupplysning hos UC. L\u00f6ptiden \u00e4r max 15 \u00e5r, lite kortare \u00e4n andra akt\u00f6rer p\u00e5 marknaden. <\/p>\n\n\n\n<p>Du kan l\u00e5na upp till 600 000 kr men om du har betalningsanm\u00e4rkningar \u00e4r det max 150 000 kr som g\u00e4ller.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/lendo\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"300\" height=\"100\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-8.png\" class=\"attachment-full size-full\" alt=\"Lendo Logo\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>11&nbsp;097<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >En av Sveriges mest k\u00e4nda l\u00e5nef\u00f6rmedlare<\/li><li >J\u00e4mf\u00f6r l\u00e5neerbjudanden fr\u00e5n 40 banker<\/li><li >Ans\u00f6kan med BankID online<\/li><li >En kreditupplysning hos UC<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta l\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6gsta L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">600000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">4.70<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">33.75<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Kortaste \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">1 \u00c5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4ngsta \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterar anm\u00e4rkningar\n<\/span><span class=\"items-content__card-datapoint-value\">Ja. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5lder<\/span><span class=\"items-content__card-datapoint-value\">18 \u00e5r<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/lendo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4199\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/lendo\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/lendo\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.4\">4.4<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/lendo\/#read-reviews\">37<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r. Effektiv \u00e5rsr\u00e4nta 6.98%. Ett l\u00e5n p\u00e5 200 000 kr kostar d\u00e5 2032 kr\/m\u00e5nad (144 avbetalningar), dvs totalt 292 653 kr. Ingen start-\/aviavgift. 6.77% nominell r\u00e4nta (r\u00f6rlig r\u00e4nta, s\u00e4tts individuellt baserat p\u00e5 dina f\u00f6ruts\u00e4ttningar). Ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil, uppdaterat 2023-10-06.  \u00c5terbetalningstid 1-15 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,75%. R\u00e4ntespann mellan: 4,70%-33,75%.<\/div><\/div><\/div><\/div>\n\n\n<p>\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Tre_lnefretag_som_erbjuder_ln_p_200_000_kr_utan_skerhet\">Tre l\u00e5nef\u00f6retag som erbjuder l\u00e5n p\u00e5 200 000 kr utan s\u00e4kerhet<\/h3>\n\n\n\n<p>Om du ist\u00e4llet vill v\u00e4nda dig direkt till ett l\u00e5nef\u00f6retag kan dessa tre vara bolag intressanta.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"Coop\">Coop<\/h4>\n\n\n\n<p><a href=\"https:\/\/financer.se\/foretag\/coop\/lan\/\">Coop<\/a>, eller MedMera Bank som de \u00e4ven kallas, erbjuder privatl\u00e5n upp till 600 000 kr. Det kr\u00e4vs dock en meds\u00f6kande f\u00f6r att l\u00e5na \u00f6ver 350 000 kr. <\/p>\n\n\n\n<p>Om du \u00e4r medlem i Coop kan l\u00e5net vara \u00e4nnu billigare eftersom du f\u00e5r rabatt p\u00e5 r\u00e4ntan.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/coop\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"418\" height=\"128\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo.jpg\" class=\"attachment-full size-full\" alt=\"Coop Logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo.jpg 418w, https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo-300x92.jpg 300w\" sizes=\"(max-width: 418px) 100vw, 418px\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>783<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >Erbjuder privatl\u00e5n, sparkonto och kreditkort<\/li><li >1 % l\u00e4gre r\u00e4nta p\u00e5 privatl\u00e5n f\u00f6r medlemmar<\/li><li >Erbjuder ocks\u00e5 bill\u00e5n, samlingsl\u00e5n och renoveringsl\u00e5n<\/li><li >Rabatt och bonus f\u00f6r Coop-medlemmar<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta l\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">15000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6gsta L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">600000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">3.70<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">9.90<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Kortaste \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">2 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4ngsta \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterar anm\u00e4rkningar\n<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5lder<\/span><span class=\"items-content__card-datapoint-value\">20 \u00e5r<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"30475\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/coop\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/coop\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/coop\/#read-reviews\">1<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).<\/div><\/div><\/div><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"Norwegian\">Norwegian<\/h4>\n\n\n\n<p>Norwegian erbjuder privatl\u00e5n upp till 600 000 kr med en \u00e5terbetalningstid om max 15 \u00e5r. R\u00e4ntan s\u00e4tts individuellt beroende p\u00e5 din ekonomiska situation och din kreditv\u00e4rdighet. <a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/lan\/\">Norwegian<\/a> accepterar inte betalningsanm\u00e4rkningar.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"908\" height=\"250\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo.png 908w, https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo-300x83.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo-768x211.png 768w\" sizes=\"(max-width: 908px) 100vw, 908px\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>4&nbsp;298<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >Bank Norwegian erbjuder privatl\u00e5n, sparkonto och kreditkort<\/li><li >St\u00e5r under den norska finansinspektionens tillsyn<\/li><li >Erbjuder bonus n\u00e4r du handlar med kreditkortet<\/li><li >Ans\u00f6kan online<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta l\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6gsta L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">600000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">23.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Kortaste \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">1 \u00c5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4ngsta \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterar anm\u00e4rkningar\n<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5lder<\/span><span class=\"items-content__card-datapoint-value\">20 \u00e5r<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3057\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.6\">3.6<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/#read-reviews\">29<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).<\/div><\/div><\/div><\/div>\n\n\n<p>\u00a0<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"Marginalen_Bank\">Marginalen Bank<\/h4>\n\n\n\n<p><a href=\"https:\/\/financer.se\/foretag\/marginalen\/\">Marginalen Bank<\/a> erbjuder bland annat ett privatl\u00e5n p\u00e5 upp till 500 000 kr utan s\u00e4kerhet. <\/p>\n\n\n\n<p>Kraven inneb\u00e4r bland annat att du m\u00e5ste ha fyllt 20 \u00e5r, ha en \u00e5rsinkomst p\u00e5 minst 200 000 kr samt att du inte kan ha n\u00e5gra betalningsanm\u00e4rkningar.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/marginalen\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"300\" height=\"100\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-30.png\" class=\"attachment-full size-full\" alt=\"\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>2&nbsp;670<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >Erbjuder privatl\u00e5n och kort<\/li><li >Konton omfattas av den statliga ins\u00e4ttningsgarantin<\/li><li >Stor och v\u00e4lrenommerad svensk bank<\/li><li >Erbjuder \u00e4ven omstartsl\u00e5n och samlingsl\u00e5n<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta l\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">25000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6gsta L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\">350000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">3.50<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5rlig r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\">18.95<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Kortaste \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">2 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4ngsta \u00e5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\">12 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterar anm\u00e4rkningar\n<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e4gsta \u00e5lder<\/span><span class=\"items-content__card-datapoint-value\">20 \u00e5r<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/marginalen\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"2108\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/marginalen\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/marginalen\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"2.6\">2.6<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/marginalen\/#read-reviews\">17<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Vid ett kreditbelopp om 100 000 kr med r\u00f6rlig \u00e5rsr\u00e4nta om 6,29 %, 5 \u00e5rs l\u00f6ptid (\u00e5terbetalningstid), uppl\u00e4ggningsavgift p\u00e5 0 kr och en aviavgift om 10 kr (vid betalning med autogiro) uppg\u00e5r den effektiva r\u00e4ntan till 6,70 %. Det ordinarie m\u00e5nadsbeloppet att betala \u00e4r 1957 kr och det sammanlagda beloppet att betala blir 117 942 kr. Exemplet som \u00e4r ber\u00e4knat 2021-06-28, f\u00f6ruts\u00e4tter att r\u00e4nta och avgifter \u00e4r of\u00f6r\u00e4ndrade under hela kreditperioden. Avrundning till\u00e4mpas till n\u00e4rmaste h\u00f6gre krona. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 3,5 % till 18,95 %, vilket inneb\u00e4r att effektiva r\u00e4ntan kan variera fr\u00e5n 3,62 % till 21,63 %. Den effektiva r\u00e4ntan \u00e4r ber\u00e4knad i enlighet med Konsumentverkets riktlinjer.<\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Lnefrmedlare_eller_inte_vad_r_bst\">L\u00e5nef\u00f6rmedlare eller inte, vad \u00e4r b\u00e4st?<\/h3>\n\n\n\n<p>En l\u00e5nef\u00f6rmedlare fungerar som en mellanhand mellan dig och l\u00e5ngivaren. Det finns flera f\u00f6rdelar med att l\u00e5na via en l\u00e5nef\u00f6rmedlare.<\/p>\n\n\n\n<ul>\n<li>Endast 1 UC<\/li>\n\n\n\n<li>Flera l\u00e5neerbjudanden<\/li>\n\n\n\n<li>L\u00e4tt att j\u00e4mf\u00f6ra erbjudanden om l\u00e5n<\/li>\n\n\n\n<li>Gratis tj\u00e4nst<\/li>\n<\/ul>\n\n\n\n<p>Om du v\u00e4ljer att ans\u00f6ka direkt fr\u00e5n olika l\u00e5nef\u00f6retag inneb\u00e4r det att det kommer att tas flera UC p\u00e5 dig. Det drar ner din kreditv\u00e4rdighet och kan leda till att du inte f\u00e5r n\u00e5got l\u00e5n \u00f6verhuvudtaget.\u00a0<\/p>\n\n\n\n<p>F\u00f6rdelen med att v\u00e4nda sig direkt till ett l\u00e5nef\u00f6retag \u00e4r att du kan f\u00e5 en tydligare bild \u00f6ver kostnaderna och eventuellt kan f\u00f6rhandla dig till en l\u00e4gre r\u00e4nta. Exempelvis erbjuder Coop en l\u00e4gre r\u00e4nta f\u00f6r medlemmar.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div>Kort och gott rekommenderar vi p\u00e5 Financer.com att i f\u00f6rsta hand v\u00e4nda sig till en l\u00e5nef\u00f6rmedlare. Detta g\u00e4ller speciellt om du \u00f6r os\u00e4ker p\u00e5 om du kommer f\u00e5 l\u00e5net beviljat.<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"i5_saker_att_tnka_p_nr_du_lnar_200_000\">5 saker att t\u00e4nka p\u00e5 n\u00e4r du l\u00e5nar 200 000<\/h2>\n\n\n\n<ol>\n<li>Ber\u00e4kna hur mycket du kan betala av p\u00e5 ett l\u00e5n varje m\u00e5nad, v\u00e4lj sedan en \u00e5terbetalningstid som speglar din budget<\/li>\n\n\n\n<li>Du b\u00f6r ha en stabil inkomst och en realistisk budget innan du ans\u00f6ker om l\u00e5n<\/li>\n\n\n\n<li>Det kan vara smart att teckna <a href=\"https:\/\/financer.se\/wiki\/laneskydd\/\">l\u00e5neskydd<\/a> i samband med att du signerar l\u00e5net. Ett l\u00e5neskydd t\u00e4cker kostnaderna om du skulle bli arbetsl\u00f6s eller sjukskriven<\/li>\n\n\n\n<li>Genom att ta hj\u00e4lp av en <a href=\"https:\/\/financer.se\/lana-pengar\/laneformedlare\/\">l\u00e5nef\u00f6rmedlare<\/a> kan du j\u00e4mf\u00f6ra olika erbjudanden med endast 1 kreditupplysning<\/li>\n\n\n\n<li>Fundera p\u00e5 om det verkligen \u00e4r n\u00f6dv\u00e4ndigt med ett l\u00e5n eller om du kan v\u00e4nta och spara ihop summan p\u00e5 egen hand<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vad_gr_jag_om_lnefretaget_inte_beviljar_min_anskan_p_200_000\">Vad g\u00f6r jag om l\u00e5nef\u00f6retaget inte beviljar min ans\u00f6kan p\u00e5 200 000?<\/h2>\n\n\n\n<p>Det finns flera olika anledningar till att din ans\u00f6kan om l\u00e5n inte blivit godk\u00e4nd. <\/p>\n\n\n\n<p><strong>Nedan \u00e4r de vanligast anledningarna listade:\u00a0<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Inkomst\">Inkomst<\/h3>\n\n\n\n<p>F\u00f6r att f\u00e5 l\u00e5net beviljat beh\u00f6ver du ha en inkomst. En del l\u00e5ngivare kr\u00e4ver h\u00f6gre \u00e5rsinkomst \u00e4n andra. <\/p>\n\n\n\n<p>Utan inkomst kan inte l\u00e5ngivaren vara s\u00e4ker p\u00e5 att du kommer betala tillbaka l\u00e5net och kan d\u00e4rf\u00f6r inte godk\u00e4nna din ans\u00f6kan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"renden_hos_Kronofogden\">\u00c4renden hos Kronofogden<\/h3>\n\n\n\n<p>Om du har en skuld hos Kronofogden kan du inte f\u00e5 l\u00e5n utan du kan d\u00e5 ans\u00f6ka om skuldsanering. \u00c4ven om det kr\u00e4ver mycket jobb fr\u00e5n din sida kan det vara v\u00e4l v\u00e4rt det att ekonomiskt komma p\u00e5 f\u00f6tter igen.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Lg_kreditvrdighet\">L\u00e5g kreditv\u00e4rdighet<\/h3>\n\n\n\n<p>En vanlig anledning till att din l\u00e5neans\u00f6kan inte blir beviljad \u00e4r ifall banken anser att du har en f\u00f6r l\u00e5g kreditv\u00e4rdighet.<\/p>\n\n\n\n<p>En l\u00e5g kreditv\u00e4rdighet beror oftast p\u00e5:<\/p>\n\n\n\n<ul>\n<li>L\u00e5g\/ingen inkomst<\/li>\n\n\n\n<li>M\u00e5nga kreditupplysningar<\/li>\n\n\n\n<li>Skulder<\/li>\n\n\n\n<li>Betalningsanm\u00e4rkningar<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Hur_kan_jag_frbttra_min_kreditvrdighet\">Hur kan jag f\u00f6rb\u00e4ttra min kreditv\u00e4rdighet?<\/h3><!-- wp:heading {\"level\":3} -->\nDet finns mycket du kan g\u00f6ra f\u00f6r att f\u00f6rb\u00e4ttra din ekonomi och h\u00f6ja din kreditv\u00e4rdighet.\u00a0\n<!-- \/wp:paragraph --> <!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li>Se \u00f6ver din ekonomiska situation och g\u00f6r en m\u00e5nadsbudget, inkomsten m\u00e5ste vara st\u00f6rre \u00e4n utgifterna<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li>Om du har flera sm\u00e5l\u00e5n och krediter kan det vara smart att samla dem f\u00f6r att minska ner p\u00e5 utgifterna<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li>Har du stora skulder och hamnat hos Kronofogden \u00e4r det ett omstartsl\u00e5n med skuldsanering du ska be om<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li>Se till att det inte gjorts f\u00f6r m\u00e5nga kreditupplysningar p\u00e5 dig det senaste \u00e5ret<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list --><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Grundkrav\">Grundkrav<\/h3>\n\n\n\n<p>Alla l\u00e5ngivare har olika grundkrav. Innan du skickar in en ans\u00f6kan \u00e4r det smart att se \u00f6ver vilka grundkrav som g\u00e4ller.<\/p>\n\n\n\n<p>Om du inte uppfyller alla grundkrav kommer din ans\u00f6kan inte att bli godk\u00e4nd.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Situationer_d_ln_p_200000_kr_kan_behvas\">Situationer d\u00e5 l\u00e5n p\u00e5 200000 kr kan beh\u00f6vas<\/h2>\n\n\n\n<p>Du b\u00f6r aldrig ta ett l\u00e5n f\u00f6r att tex. \u00e5ka p\u00e5 semester, k\u00f6pa kl\u00e4der, f\u00f6r ny elektronik eller f\u00f6r annan konsumtion som inte \u00e4r helt n\u00f6dv\u00e4ndig.\u00a0<\/p>\n\n\n\n<p>Ett l\u00e5n medf\u00f6r st\u00f6rre utgifter per m\u00e5nad tills l\u00e5net \u00e4r \u00e5terbetalt och du b\u00f6r t\u00e4nka efter noga innan du skickar in en ans\u00f6kan.\u00a0<\/p>\n\n\n\n<p><strong>N\u00e5gra av de vanligaste situationer d\u00e5 folk brukar l\u00e5na 200 000 kr \u00e4r f\u00f6r att:<\/strong><\/p>\n\n\n\n<ul>\n<li>Till <a href=\"https:\/\/financer.se\/blogg\/sa-far-du-snabbare-rad-med-kontantinsatsen-din-forsta-bostad\/\">kontantinsats<\/a> p\u00e5 bostad<\/li>\n\n\n\n<li>Ny bil (<a href=\"https:\/\/financer.se\/lana-pengar\/billan\/\">bill\u00e5n<\/a>)<\/li>\n\n\n\n<li>Renovering hemma<\/li>\n\n\n\n<li>Samla l\u00e5n och krediter<\/li>\n\n\n\n<li>Starta egen firma<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Jmfr_ln_p_200_000_kr_p_Financercom\">J\u00e4mf\u00f6r l\u00e5n p\u00e5 200 000 kr p\u00e5 Financer.com<\/h3>\n\n\n\n<p>Om du beh\u00f6ver ta ett l\u00e5n p\u00e5 200 000 kr b\u00f6r du alltid j\u00e4mf\u00f6ra olika l\u00e5ngivare f\u00f6rst. Hoppa inte p\u00e5 f\u00f6rsta b\u00e4sta erbjudande utan st\u00e4ll l\u00e5nef\u00f6retagen mot varandra f\u00f6r att f\u00e5 s\u00e5 bra villkor och r\u00e4nta p\u00e5 l\u00e5net som m\u00f6jligt.<\/p>\n\n\n\n<p>Financer.com har j\u00e4mf\u00f6rt de b\u00e4sta l\u00f6nef\u00f6retagen som erbjuder l\u00e5n p\u00e5 just 200 000. H\u00f6gst upp p\u00e5 sidan kan du se alla alternativ f\u00f6r att hitta b\u00e4sta l\u00e5neerbjudande f\u00f6r just dig.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"#top\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  >9 l\u00e5n p\u00e5 200 000 kr<\/a><\/div>\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Intressanta_lnkar\">Intressanta l\u00e4nkar<\/h3><ul>\n<li><a href=\"https:\/\/financer.se\/ekonomiskolan\/tips-innan-du-lanar\/\" target=\"_blank\" rel=\"noopener\">17 saker att t\u00e4nka p\u00e5 innan du l\u00e5nar &#8211; financer.com<\/a><\/li>\n<li><a href=\"https:\/\/www.hallakonsument.se\/konsumentratt-kopsatt\/olika-typer-av-lan\/\" target=\"_blank\" rel=\"noopener\">Olika typer av l\u00e5n &#8211; hall\u00e5konsument.se<\/a><\/li>\n<li><a href=\"https:\/\/www.konsumenternas.se\/lan--betalningar\/lan\/sa-fungerar-ett-lan\/amortering\/\" target=\"_blank\" rel=\"noopener\">Vad \u00e4r amortering? &#8211; konsumenternas.se<\/a><\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Vanliga_frgor_och_svar_om_att_lna_200000_kronor\">Vanliga fr\u00e5gor och svar om att l\u00e5na 200000 kronor<\/h2>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h4>G\u00e5r det att l\u00e5na 200 000 kr med betalningsanm\u00e4rkningar?<\/h4><div class=\"faq_inner\">Ja, det kan g\u00e5 men det beror p\u00e5 hur h\u00f6g inkomst du har, hur m\u00e5nga och stora anm\u00e4rkningarna \u00e4r och om du i \u00f6vrigt har en sund ekonomi. L\u00e5ngivaren g\u00f6r alltid en individuell bed\u00f6mning.<\/div><h4>\u00c4r det bra att anv\u00e4nda en l\u00e5nef\u00f6rmedlare f\u00f6r ett l\u00e5n p\u00e5 200000?<\/h4><div class=\"faq_inner\">Ja, f\u00f6r ett l\u00e5nebelopp p\u00e5 200 000 kr kan det vara bra att anv\u00e4nda en l\u00e5nef\u00f6rmedlare. Du f\u00e5r du flera olika l\u00e5neerbjudanden att j\u00e4mf\u00f6ra med endast 1 kreditupplysning hos UC.<\/div><h4>Vad \u00e4r uppl\u00e4ggningsavgiften f\u00f6r ett l\u00e5n p\u00e5 200 000 kr?<\/h4><div class=\"faq_inner\"><span style=\"font-weight: 400;\">Uppl\u00e4ggningsavgiften brukar ligga p\u00e5 mellan 0 och 1850 kr beroende p\u00e5 l\u00e5ngivare.<\/span><\/div><h4>Hur snabbt f\u00e5r jag pengarna n\u00e4r jag l\u00e5nar 200 000 kr?<\/h4><div class=\"faq_inner\">Oftast tar det runt 3 bankdagar fr\u00e5n att du f\u00e5tt l\u00e5net beviljat.<\/div><h4>G\u00e5r det att l\u00e5na 200 000 kr utan UC?<\/h4><div class=\"faq_inner\">Nej, ingen av de l\u00e5ngivarna vi har j\u00e4mf\u00f6rt \u00e4r l\u00e5n utan UC. Det \u00e4r fr\u00e4mst snabbl\u00e5nef\u00f6retag som \u00e4r l\u00e5n utan UC och de brukar bara erbjuda mindre l\u00e5n.<\/div><h4>G\u00e5r det att l\u00f6sa ett l\u00e5n p\u00e5 200 000 kr i f\u00f6rtid?<\/h4><div class=\"faq_inner\">Det beror p\u00e5 om du har fast eller r\u00f6rlig r\u00e4nta p\u00e5 l\u00e5net. Med r\u00f6rlig r\u00e4nta g\u00e5r det alltid att l\u00f6sa l\u00e5net i f\u00f6rtid utan n\u00e5gon extra kostnad. Har du fast r\u00e4nta kan det g\u00e5, men du beh\u00f6ver eventuellt betala en avgift till l\u00e5ngivaren. Kontakta l\u00e5ngivaren f\u00f6r att se vad som g\u00e4ller.<\/div><h4>\u00c4r l\u00e5n p\u00e5 200 000 kr snabbl\u00e5n eller privatl\u00e5n?<\/h4><div class=\"faq_inner\">L\u00e5n p\u00e5 200 000 kr \u00e4r alltid privatl\u00e5n. Oftast \u00e4r l\u00e5net ocks\u00e5 utan s\u00e4kerhet.<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Beh\u00f6ver du l\u00e5na 200 000 utan s\u00e4kerhet? Beh\u00f6ver du ta ett l\u00e5n p\u00e5 200 000 kr och undrar hur du\u2026 <\/p>\n","protected":false},"author":7033,"featured_media":79437,"parent":5080,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1314],"tags":[56,57],"_links":{"self":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/3296"}],"collection":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/users\/7033"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/comments?post=3296"}],"version-history":[{"count":50,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/3296\/revisions"}],"predecessor-version":[{"id":75248,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/3296\/revisions\/75248"}],"up":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/5080"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/media\/79437"}],"wp:attachment":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/media?parent=3296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/categories?post=3296"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/tags?post=3296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}