{"id":30603,"date":"2019-11-06T09:40:12","date_gmt":"2019-11-06T08:40:12","guid":{"rendered":"https:\/\/financer.se\/?page_id=30603"},"modified":"2024-09-25T09:08:34","modified_gmt":"2024-09-25T07:08:34","slug":"lan-med-lag-ranta","status":"publish","type":"page","link":"https:\/\/financer.se\/lana-pengar\/lan-med-lag-ranta\/","title":{"rendered":"L\u00e5n med l\u00e5g r\u00e4nta"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Lna_pengar_med_lg_rnta\">L\u00e5na pengar med l\u00e5g r\u00e4nta<\/h2>\n\n\n\n<p>Beh\u00f6ver du ett l\u00e5n till l\u00e5g r\u00e4nta? Vi har granskat de b\u00e4sta l\u00e5ngivare f\u00f6r att du ska f\u00e5 ett l\u00e5n med den l\u00e4gsta r\u00e4ntan.<\/p>\n\n\n\n<ul>\n<li>Topp 3 l\u00e5n med bra r\u00e4nta<\/li>\n\n\n\n<li>J\u00e4mf\u00f6relse av alla de b\u00e4sta l\u00e5nen som har l\u00e5g r\u00e4nta<\/li>\n\n\n\n<li>8 tips f\u00f6r att hitta l\u00e4gsta r\u00e4ntan p\u00e5 ditt l\u00e5n<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Bsta_ln_med_lg_rnta_fn_date_formatu0022Yu0022\">B\u00e4sta l\u00e5n med l\u00e5g r\u00e4nta 2025<\/h3><ul>\n<li>B\u00e4sta privatl\u00e5n med l\u00e5g r\u00e4nta: <a href=\"https:\/\/financer.se\/foretag\/coop\/\">Coop privatl\u00e5n<\/a><\/li>\n<li>B\u00e4sta l\u00e5nef\u00f6rmedlare med l\u00e5g r\u00e4nta: <a href=\"https:\/\/financer.se\/foretag\/advisa\/\">Advisa<\/a><\/li>\n<li>B\u00e4sta snabbl\u00e5n med l\u00e5g r\u00e4nta: <a href=\"https:\/\/financer.se\/foretag\/smspengar\/\">Smspengar<\/a><\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Lista_med_bsta_rntor_p_personliga_ln\">Lista med b\u00e4sta r\u00e4ntor p\u00e5 personliga l\u00e5n<\/h2>\n\n\n\n<p>I tabellen nedan har vi j\u00e4mf\u00f6rt de l\u00e5n som har l\u00e4gst r\u00e4nta.<\/p>\n\n\n<div class=\"fn_block fn-comparison-table\">                                <div class=\"comparison-table__binder\">\n                <div class=\"comparison-table__dots is-hidden-tablet\">\n                    <div class=\"comparison-table__dot comparison-table__dot--big\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                <\/div>\n                <div class=\"comparison-table__relative is-content\">\n                    <div class=\"comparison-table__scroll is-content\">\n                        <table class=\"comparison-table is-content\" js-data-comparison-table=\"\"\n                               js-data-affiliate-on-top=\"false\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            F\u00f6retag                                        <\/span>\n                                    <\/th>\n                                    \n                                    <th> <span data-sorting=\"interest-rate-range\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Nominell r\u00e4nta\">Nominell r\u00e4nta<\/span><\/th><th> <span data-sorting=\"data-point-1\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Effektiv r\u00e4nta\">Effektiv r\u00e4nta<\/span><\/th><th> <span data-sorting=\"data-point-2\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"L\u00e5nebelopp\">L\u00e5nebelopp<\/span><\/th><th> <span data-sorting=\"data-point-3\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"\u00c5terbetalningstid\">\u00c5terbetalningstid<\/span><\/th>                                    <th>\n                                        <span data-sorting=\"affiliate\" class=\"comparison-table__title comparison-table__title--button\">\n                                                                                    <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Coop\"\n                data-product-id=\"30475\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"30475\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\">\n                    <img decoding=\"async\" title=\"Coop\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo.jpg\" alt=\"Coop\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.70\">3,70% &#8211; 9,90%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"5,06% - 22,68%\">\n                        <span class=\"comparison-table__text\">5,06% &#8211; 22,68%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"15 000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">15 000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"2 \u00e5r - 12 \u00e5r\">\n                        <span class=\"comparison-table__text\">2 \u00e5r &#8211; 12 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"30475\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r. Effektiv \u00e5rsr\u00e4nta 6.98%. Ett l\u00e5n p\u00e5 200 000 kr kostar d\u00e5 2032 kr\/m\u00e5nad (144 avbetalningar), dvs totalt 292 653 kr. Ingen start-\/aviavgift. 6.77% nominell r\u00e4nta (r\u00f6rlig r\u00e4nta, s\u00e4tts individuellt baserat p\u00e5 dina f\u00f6ruts\u00e4ttningar). Ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil, uppdaterat 2023-10-06.  \u00c5terbetalningstid 1-15 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,75%. R\u00e4ntespann mellan: 4,70%-33,75%.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Lendo\"\n                data-product-id=\"4199\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"4199\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/lendo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Lendo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-8.png\" alt=\"Lendo\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.70\">4,70% &#8211; 33,75%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"6,98% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">6,98% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5 000 kr \u2013 600 000 kr\">\n                        <span class=\"comparison-table__text\">5 000 kr \u2013 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r -15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r -15 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/lendo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4199\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r. Effektiv \u00e5rsr\u00e4nta 6.98%. Ett l\u00e5n p\u00e5 200 000 kr kostar d\u00e5 2032 kr\/m\u00e5nad (144 avbetalningar), dvs totalt 292 653 kr. Ingen start-\/aviavgift. 6.77% nominell r\u00e4nta (r\u00f6rlig r\u00e4nta, s\u00e4tts individuellt baserat p\u00e5 dina f\u00f6ruts\u00e4ttningar). Ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil, uppdaterat 2023-10-06.  \u00c5terbetalningstid 1-15 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,75%. R\u00e4ntespann mellan: 4,70%-33,75%.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Advisa arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% - 29,99% (Uppdaterat januari 2021).\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Advisa\"\n                data-product-id=\"6393\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"6393\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\">\n                    <img decoding=\"async\" title=\"Advisa\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-1-1.png\" alt=\"Advisa\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.06\">3,06% &#8211; 29,99%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"7,17 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">7,17 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"6393\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Advisa arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% &#8211; 29,99% (Uppdaterat januari 2021).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% - 33,46%. Uppdaterat 2023-10-25.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enkelfinans\"\n                data-product-id=\"71683\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"71683\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enkelfinans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enkelfinans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-28.png\" alt=\"Enkelfinans\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"2.99\">2,99% &#8211; 33,80%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"9,49% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">9,49% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enkelfinans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"71683\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% &#8211; 33,46%. Uppdaterat 2023-10-25.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Individuell r\u00e4nta: 4,90 % - 28 % (effektiv r\u00e4nta 5,03 % - 31,89 %), \u00c5terbetalningstid: 1  - 20 \u00e5r.   R\u00e4kneexempel om annuitetsl\u00e5n p\u00e5 300 000 kr med start-\/aviavgift 0kr, \u00e5terbetalningstid 15\u00e5r, r\u00f6rlig r\u00e4nta 7,0%, effektiv r\u00e4nta 7,23% ger (180) m\u00e5nadsbetalningar om 2696 kr totalt betalningsbelopp 485 367 kr. R\u00e4ntor: 20230615.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"L\u00e5nekoll\"\n                data-product-id=\"4941\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"4941\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/lanekoll\/redirect\/\">\n                    <img decoding=\"async\" title=\"L\u00e5nekoll\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/lanekoll-logotyp-300x100-1.png\" alt=\"L\u00e5nekoll\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.90\">4,90% &#8211; 28,00%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"5,06 % - 31,89 %\">\n                        <span class=\"comparison-table__text\">5,06 % &#8211; 31,89 %<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"10 000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">10 000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/lanekoll\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4941\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Individuell r\u00e4nta: 4,90 % &#8211; 28 % (effektiv r\u00e4nta 5,03 % &#8211; 31,89 %), \u00c5terbetalningstid: 1  &#8211; 20 \u00e5r.   R\u00e4kneexempel om annuitetsl\u00e5n p\u00e5 300 000 kr med start-\/aviavgift 0kr, \u00e5terbetalningstid 15\u00e5r, r\u00f6rlig r\u00e4nta 7,0%, effektiv r\u00e4nta 7,23% ger (180) m\u00e5nadsbetalningar om 2696 kr totalt betalningsbelopp 485 367 kr. R\u00e4ntor: 20230615.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% - 33,46%. Uppdaterat 2023-10-25.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enklare\"\n                data-product-id=\"19616\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"19616\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enklare\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg\" alt=\"Enklare\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.07\">5,07% &#8211; 33,40%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"9,49% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">9,49% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19616\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% &#8211; 33,46%. Uppdaterat 2023-10-25.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. Annuitetsl\u00e5n 150 000 kr, 10 \u00e5r, nom. r\u00e4nta 6.4%, start-\/aviavg. 0 kr ger eff. r\u00e4nta 6.59%. Totalkostnad: 203 472 kr eller 1 696 kr\/m\u00e5nad (120 avbet.). \u00c5terbet. tid 1-20 \u00e5r. Nom. r\u00e4nta 2,95%-39,90%. Uppdaterat 2020-08-10.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Beefinans\"\n                data-product-id=\"77590\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"77590\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/beefinans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Beefinans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-37.png\" alt=\"Beefinans\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"2.95\">2,95% &#8211; 39,90%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"6,59 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">6,59 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/beefinans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"77590\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. Annuitetsl\u00e5n 150 000 kr, 10 \u00e5r, nom. r\u00e4nta 6.4%, start-\/aviavg. 0 kr ger eff. r\u00e4nta 6.59%. Totalkostnad: 203 472 kr eller 1 696 kr\/m\u00e5nad (120 avbet.). \u00c5terbet. tid 1-20 \u00e5r. Nom. r\u00e4nta 2,95%-39,90%. Uppdaterat 2020-08-10.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Bank Norwegian\"\n                data-product-id=\"3057\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3057\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\">\n                    <img decoding=\"async\" title=\"Bank Norwegian\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo.png\" alt=\"Bank Norwegian\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.99\">5,99% &#8211; 23,99%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"8,36% \u2013 29,07%\">\n                        <span class=\"comparison-table__text\">8,36% \u2013 29,07%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 15 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3057\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"R\u00e4nteexempel: F\u00f6r ett annuitetsl\u00e5n p\u00e5 310000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 457643 kr.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Compari\"\n                data-product-id=\"27855\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"27855\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/compari\/redirect\/\">\n                    <img decoding=\"async\" title=\"Compari\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/compari-logo.jpg\" alt=\"Compari\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"2.95\">2,95% &#8211; 22,59%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"3,01 % - 39,50 %\">\n                        <span class=\"comparison-table__text\">3,01 % &#8211; 39,50 %<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 15 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/compari\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"27855\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>R\u00e4nteexempel: F\u00f6r ett annuitetsl\u00e5n p\u00e5 310000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 457643 kr.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Annuitetsl\u00e5n 5 000 kr p\u00e5 15 \u00e5r (180 avbetalningar). Nom.r\u00e4nta: 5.91%. Eff. r\u00e4nta: 7.86% per 2021-01-29. Totalt att betala 8 055 kr. M\u00e5nadskostnad: 42 kr\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Axo Finans\"\n                data-product-id=\"3559\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3559\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/axo-finans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Axo Finans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/axo-finans-logo.jpg\" alt=\"Axo Finans\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.95\">3,95% &#8211; 29,00%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"3.99% - 33.32%\">\n                        <span class=\"comparison-table__text\">3.99% &#8211; 33.32%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5 000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5 000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/axo-finans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3559\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Annuitetsl\u00e5n 5 000 kr p\u00e5 15 \u00e5r (180 avbetalningar). Nom.r\u00e4nta: 5.91%. Eff. r\u00e4nta: 7.86% per 2021-01-29. Totalt att betala 8 055 kr. M\u00e5nadskostnad: 42 kr<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 100 000 kr, 12 \u00e5rs \u00e5terbetalningstid, nominell r\u00e4nta 8,95 % och 495 kr i startavgift samt 0 kr i aviavgift blir den effektiva r\u00e4ntan 9,43 %. Totalkostnad: 163 966 kr eller 1 135 kr\/m\u00e5nad f\u00f6rdelat p\u00e5 144 inbetalningar. Individuell r\u00e4nta 4,95 %\u201325,95 % (effektiv r\u00e4nta 5,07 %\u201331,45 %). \u00c5terbetalningstid 1\u201320 \u00e5r. Ans\u00f6kan skickas till de kreditgivare som matchar din profil. (2023-11-28).  - L\u00e4s mer p\u00e5 Likvidum.se\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Likvidum\"\n                data-product-id=\"29356\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"29356\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/likvidum\/redirect\/\">\n                    <img decoding=\"async\" title=\"Likvidum\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/likvidum-logo.jpg\" alt=\"Likvidum\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.95\">4,95% &#8211; 25,95%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"5,07% - 31,45%\">\n                        <span class=\"comparison-table__text\">5,07% &#8211; 31,45%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"10 000 kr \u2013 600 000 kr\">\n                        <span class=\"comparison-table__text\">10 000 kr \u2013 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u2013 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u2013 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/likvidum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"29356\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 100 000 kr, 12 \u00e5rs \u00e5terbetalningstid, nominell r\u00e4nta 8,95 % och 495 kr i startavgift samt 0 kr i aviavgift blir den effektiva r\u00e4ntan 9,43 %. Totalkostnad: 163 966 kr eller 1 135 kr\/m\u00e5nad f\u00f6rdelat p\u00e5 144 inbetalningar. Individuell r\u00e4nta 4,95 %\u201325,95 % (effektiv r\u00e4nta 5,07 %\u201331,45 %). \u00c5terbetalningstid 1\u201320 \u00e5r. Ans\u00f6kan skickas till de kreditgivare som matchar din profil. (2023-11-28).  &#8211; L\u00e4s mer p\u00e5 Likvidum.se<\/span><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                    <\/div>\n                                            <table class=\"comparison-table comparison-table--content-logo is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            F\u00f6retag                                        <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Coop\"\n                data-product-id=\"30475\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"30475\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\">\n                    <img decoding=\"async\" title=\"Coop\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo.jpg\" alt=\"Coop\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Lendo\"\n                data-product-id=\"4199\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"4199\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/lendo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Lendo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-8.png\" alt=\"Lendo\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Advisa\"\n                data-product-id=\"6393\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"6393\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\">\n                    <img decoding=\"async\" title=\"Advisa\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-1-1.png\" alt=\"Advisa\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enkelfinans\"\n                data-product-id=\"71683\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"71683\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enkelfinans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enkelfinans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-28.png\" alt=\"Enkelfinans\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"L\u00e5nekoll\"\n                data-product-id=\"4941\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"4941\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/lanekoll\/redirect\/\">\n                    <img decoding=\"async\" title=\"L\u00e5nekoll\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/lanekoll-logotyp-300x100-1.png\" alt=\"L\u00e5nekoll\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enklare\"\n                data-product-id=\"19616\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"19616\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enklare\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg\" alt=\"Enklare\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Beefinans\"\n                data-product-id=\"77590\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"77590\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/beefinans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Beefinans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-37.png\" alt=\"Beefinans\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Bank Norwegian\"\n                data-product-id=\"3057\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3057\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\">\n                    <img decoding=\"async\" title=\"Bank Norwegian\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo.png\" alt=\"Bank Norwegian\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Compari\"\n                data-product-id=\"27855\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"27855\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/compari\/redirect\/\">\n                    <img decoding=\"async\" title=\"Compari\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/compari-logo.jpg\" alt=\"Compari\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Axo Finans\"\n                data-product-id=\"3559\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3559\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/axo-finans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Axo Finans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/axo-finans-logo.jpg\" alt=\"Axo Finans\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Likvidum\"\n                data-product-id=\"29356\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"29356\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/likvidum\/redirect\/\">\n                    <img decoding=\"async\" title=\"Likvidum\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/likvidum-logo.jpg\" alt=\"Likvidum\">\n                <\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                        <table class=\"comparison-table comparison-table--content-button is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>G\u00e5 vidare<\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"30475\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/lendo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4199\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"6393\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enkelfinans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"71683\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/lanekoll\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4941\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19616\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/beefinans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"77590\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3057\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/compari\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"27855\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/axo-finans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3559\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/likvidum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"29356\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                                        <table class=\"comparison-table comparison-table--mobile is-content is-hidden-tablet\"\n                           js-data-comparison-table=\"\" js-data-affiliate-on-top=\"false\">\n                        <thead>\n                            <tr>\n                                <th style=\"width: 125px\">\n                                    <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        F\u00f6retag                                    <\/span>\n                                <\/th>\n                                <th>\n                                    <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Allm\u00e4nt betyg                                    <\/span>\n                                <\/th>\n                                <th> <span data-sorting=\"interest-rate-range\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Nominell r\u00e4nta\">Nominell r\u00e4nta<\/span><\/th><th> <span data-sorting=\"data-point-1\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Effektiv r\u00e4nta\">Effektiv r\u00e4nta<\/span><\/th><th> <span data-sorting=\"data-point-2\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"L\u00e5nebelopp\">L\u00e5nebelopp<\/span><\/th><th> <span data-sorting=\"data-point-3\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"\u00c5terbetalningstid\">\u00c5terbetalningstid<\/span><\/th>                                <th>G\u00e5 vidare                                <\/th>\n                            <\/tr>\n                        <\/thead>\n                        <tbody>\n                            <tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Coop\"\n                data-product-id=\"30475\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"30475\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\">\n                    <img decoding=\"async\" title=\"Coop\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo.jpg\" alt=\"Coop\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.70\">3,70% &#8211; 9,90%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"5,06% - 22,68%\">\n                        <span class=\"comparison-table__text\">5,06% &#8211; 22,68%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"15 000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">15 000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"2 \u00e5r - 12 \u00e5r\">\n                        <span class=\"comparison-table__text\">2 \u00e5r &#8211; 12 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"30475\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r. Effektiv \u00e5rsr\u00e4nta 6.98%. Ett l\u00e5n p\u00e5 200 000 kr kostar d\u00e5 2032 kr\/m\u00e5nad (144 avbetalningar), dvs totalt 292 653 kr. Ingen start-\/aviavgift. 6.77% nominell r\u00e4nta (r\u00f6rlig r\u00e4nta, s\u00e4tts individuellt baserat p\u00e5 dina f\u00f6ruts\u00e4ttningar). Ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil, uppdaterat 2023-10-06.  \u00c5terbetalningstid 1-15 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,75%. R\u00e4ntespann mellan: 4,70%-33,75%.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Lendo\"\n                data-product-id=\"4199\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"4199\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/lendo\/redirect\/\">\n                    <img decoding=\"async\" title=\"Lendo\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-8.png\" alt=\"Lendo\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.70\">4,70% &#8211; 33,75%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"6,98% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">6,98% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5 000 kr \u2013 600 000 kr\">\n                        <span class=\"comparison-table__text\">5 000 kr \u2013 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r -15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r -15 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/lendo\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4199\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r. Effektiv \u00e5rsr\u00e4nta 6.98%. Ett l\u00e5n p\u00e5 200 000 kr kostar d\u00e5 2032 kr\/m\u00e5nad (144 avbetalningar), dvs totalt 292 653 kr. Ingen start-\/aviavgift. 6.77% nominell r\u00e4nta (r\u00f6rlig r\u00e4nta, s\u00e4tts individuellt baserat p\u00e5 dina f\u00f6ruts\u00e4ttningar). Ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil, uppdaterat 2023-10-06.  \u00c5terbetalningstid 1-15 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,75%. R\u00e4ntespann mellan: 4,70%-33,75%.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Advisa arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% - 29,99% (Uppdaterat januari 2021).\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Advisa\"\n                data-product-id=\"6393\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"6393\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\">\n                    <img decoding=\"async\" title=\"Advisa\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-1-1.png\" alt=\"Advisa\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.06\">3,06% &#8211; 29,99%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"7,17 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">7,17 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"6393\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Advisa arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% &#8211; 29,99% (Uppdaterat januari 2021).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% - 33,46%. Uppdaterat 2023-10-25.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enkelfinans\"\n                data-product-id=\"71683\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"71683\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enkelfinans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enkelfinans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-28.png\" alt=\"Enkelfinans\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"2.99\">2,99% &#8211; 33,80%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"9,49% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">9,49% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enkelfinans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"71683\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% &#8211; 33,46%. Uppdaterat 2023-10-25.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Individuell r\u00e4nta: 4,90 % - 28 % (effektiv r\u00e4nta 5,03 % - 31,89 %), \u00c5terbetalningstid: 1  - 20 \u00e5r.   R\u00e4kneexempel om annuitetsl\u00e5n p\u00e5 300 000 kr med start-\/aviavgift 0kr, \u00e5terbetalningstid 15\u00e5r, r\u00f6rlig r\u00e4nta 7,0%, effektiv r\u00e4nta 7,23% ger (180) m\u00e5nadsbetalningar om 2696 kr totalt betalningsbelopp 485 367 kr. R\u00e4ntor: 20230615.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"L\u00e5nekoll\"\n                data-product-id=\"4941\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"4941\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/lanekoll\/redirect\/\">\n                    <img decoding=\"async\" title=\"L\u00e5nekoll\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/lanekoll-logotyp-300x100-1.png\" alt=\"L\u00e5nekoll\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.90\">4,90% &#8211; 28,00%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"5,06 % - 31,89 %\">\n                        <span class=\"comparison-table__text\">5,06 % &#8211; 31,89 %<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"10 000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">10 000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/lanekoll\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4941\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Individuell r\u00e4nta: 4,90 % &#8211; 28 % (effektiv r\u00e4nta 5,03 % &#8211; 31,89 %), \u00c5terbetalningstid: 1  &#8211; 20 \u00e5r.   R\u00e4kneexempel om annuitetsl\u00e5n p\u00e5 300 000 kr med start-\/aviavgift 0kr, \u00e5terbetalningstid 15\u00e5r, r\u00f6rlig r\u00e4nta 7,0%, effektiv r\u00e4nta 7,23% ger (180) m\u00e5nadsbetalningar om 2696 kr totalt betalningsbelopp 485 367 kr. R\u00e4ntor: 20230615.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% - 33,46%. Uppdaterat 2023-10-25.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enklare\"\n                data-product-id=\"19616\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"19616\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enklare\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg\" alt=\"Enklare\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.07\">5,07% &#8211; 33,40%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"9,49% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">9,49% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19616\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% &#8211; 33,46%. Uppdaterat 2023-10-25.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. Annuitetsl\u00e5n 150 000 kr, 10 \u00e5r, nom. r\u00e4nta 6.4%, start-\/aviavg. 0 kr ger eff. r\u00e4nta 6.59%. Totalkostnad: 203 472 kr eller 1 696 kr\/m\u00e5nad (120 avbet.). \u00c5terbet. tid 1-20 \u00e5r. Nom. r\u00e4nta 2,95%-39,90%. Uppdaterat 2020-08-10.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Beefinans\"\n                data-product-id=\"77590\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"77590\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/beefinans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Beefinans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-37.png\" alt=\"Beefinans\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"2.95\">2,95% &#8211; 39,90%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"6,59 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">6,59 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"0\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/beefinans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"77590\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" disabled>\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. Annuitetsl\u00e5n 150 000 kr, 10 \u00e5r, nom. r\u00e4nta 6.4%, start-\/aviavg. 0 kr ger eff. r\u00e4nta 6.59%. Totalkostnad: 203 472 kr eller 1 696 kr\/m\u00e5nad (120 avbet.). \u00c5terbet. tid 1-20 \u00e5r. Nom. r\u00e4nta 2,95%-39,90%. Uppdaterat 2020-08-10.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Bank Norwegian\"\n                data-product-id=\"3057\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3057\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\">\n                    <img decoding=\"async\" title=\"Bank Norwegian\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo.png\" alt=\"Bank Norwegian\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.99\">5,99% &#8211; 23,99%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"8,36% \u2013 29,07%\">\n                        <span class=\"comparison-table__text\">8,36% \u2013 29,07%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 15 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3057\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"R\u00e4nteexempel: F\u00f6r ett annuitetsl\u00e5n p\u00e5 310000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 457643 kr.\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Compari\"\n                data-product-id=\"27855\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"27855\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/compari\/redirect\/\">\n                    <img decoding=\"async\" title=\"Compari\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/compari-logo.jpg\" alt=\"Compari\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"2.95\">2,95% &#8211; 22,59%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"3,01 % - 39,50 %\">\n                        <span class=\"comparison-table__text\">3,01 % &#8211; 39,50 %<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 15 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/compari\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"27855\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>R\u00e4nteexempel: F\u00f6r ett annuitetsl\u00e5n p\u00e5 310000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 457643 kr.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Annuitetsl\u00e5n 5 000 kr p\u00e5 15 \u00e5r (180 avbetalningar). Nom.r\u00e4nta: 5.91%. Eff. r\u00e4nta: 7.86% per 2021-01-29. Totalt att betala 8 055 kr. M\u00e5nadskostnad: 42 kr\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Axo Finans\"\n                data-product-id=\"3559\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3559\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/axo-finans\/redirect\/\">\n                    <img decoding=\"async\" title=\"Axo Finans\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/axo-finans-logo.jpg\" alt=\"Axo Finans\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.95\">3,95% &#8211; 29,00%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"3.99% - 33.32%\">\n                        <span class=\"comparison-table__text\">3.99% &#8211; 33.32%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"5 000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5 000 kr &#8211; 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 - 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 &#8211; 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/axo-finans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3559\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: Annuitetsl\u00e5n 5 000 kr p\u00e5 15 \u00e5r (180 avbetalningar). Nom.r\u00e4nta: 5.91%. Eff. r\u00e4nta: 7.86% per 2021-01-29. Totalt att betala 8 055 kr. M\u00e5nadskostnad: 42 kr<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 100 000 kr, 12 \u00e5rs \u00e5terbetalningstid, nominell r\u00e4nta 8,95 % och 495 kr i startavgift samt 0 kr i aviavgift blir den effektiva r\u00e4ntan 9,43 %. Totalkostnad: 163 966 kr eller 1 135 kr\/m\u00e5nad f\u00f6rdelat p\u00e5 144 inbetalningar. Individuell r\u00e4nta 4,95 %\u201325,95 % (effektiv r\u00e4nta 5,07 %\u201331,45 %). \u00c5terbetalningstid 1\u201320 \u00e5r. Ans\u00f6kan skickas till de kreditgivare som matchar din profil. (2023-11-28).  - L\u00e4s mer p\u00e5 Likvidum.se\" data-columns=\"7\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Likvidum\"\n                data-product-id=\"29356\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"29356\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/likvidum\/redirect\/\">\n                    <img decoding=\"async\" title=\"Likvidum\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/likvidum-logo.jpg\" alt=\"Likvidum\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.95\">4,95% &#8211; 25,95%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"5,07% - 31,45%\">\n                        <span class=\"comparison-table__text\">5,07% &#8211; 31,45%<\/span><\/td><td data-sorting=\"data-point-2\" data-sorting-value=\"10 000 kr \u2013 600 000 kr\">\n                        <span class=\"comparison-table__text\">10 000 kr \u2013 600 000 kr<\/span><\/td><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u2013 20 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u2013 20 \u00e5r<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/likvidum\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"29356\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"7\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 100 000 kr, 12 \u00e5rs \u00e5terbetalningstid, nominell r\u00e4nta 8,95 % och 495 kr i startavgift samt 0 kr i aviavgift blir den effektiva r\u00e4ntan 9,43 %. Totalkostnad: 163 966 kr eller 1 135 kr\/m\u00e5nad f\u00f6rdelat p\u00e5 144 inbetalningar. Individuell r\u00e4nta 4,95 %\u201325,95 % (effektiv r\u00e4nta 5,07 %\u201331,45 %). \u00c5terbetalningstid 1\u201320 \u00e5r. Ans\u00f6kan skickas till de kreditgivare som matchar din profil. (2023-11-28).  &#8211; L\u00e4s mer p\u00e5 Likvidum.se<\/span><\/td><\/tr>                        <\/tbody>\n                    <\/table>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Tre_lngivare_med_lg_rnta\">Tre l\u00e5ngivare med l\u00e5g r\u00e4nta<\/h2>\n\n\n\n<p>Coop, Advisa och Smspengar \u00e4r de tre l\u00e5ngivare som erbjuder l\u00e4gst r\u00e4nta p\u00e5 l\u00e5n. L\u00e4s mer om dessa l\u00e5ngivare nedan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Coop___privatln_med_bra_rnta_fr_medlemmar_\">Coop &#8211; privatl\u00e5n med bra r\u00e4nta f\u00f6r medlemmar <\/h3>\n\n\n\n<p>Privatl\u00e5n hos MedMera Bank \u00e4r l\u00e5n utan s\u00e4kerhet som l\u00e5ter dig enkelt och tryggt samla sm\u00e5l\u00e5n eller g\u00f6ra viktiga investeringar, med f\u00f6rm\u00e5nliga r\u00e4ntor f\u00f6r Coop-medlemmar. Du kan l\u00e5na mellan 15 000 och 600 000 kr med valfri \u00e5terbetalningstid fr\u00e5n 2 till 15 \u00e5r, och r\u00e4ntan s\u00e4tts individuellt.<\/p>\n\n\n\n<ul>\n<li>L\u00e5nebelopp: 15 000 \u2013 600 000 kr<\/li>\n\n\n\n<li>\u00c5terbetalningstid: 2 \u2013 15 \u00e5r<\/li>\n\n\n\n<li>Effektiv r\u00e4nta: 5,33 % \u2013 25,46 % (individuellt satt)<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Mer om Coop privatl\u00e5n<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Advisa___lnefrmedlare_med_lg_rnta\">Advisa &#8211; l\u00e5nef\u00f6rmedlare med l\u00e5g r\u00e4nta<\/h3>\n\n\n\n<p>Via Advisa kan du enkelt f\u00f6rb\u00e4ttra dina l\u00e5n genom att j\u00e4mf\u00f6ra erbjudanden fr\u00e5n 40 l\u00e5ngivare, med endast en kreditupplysning hos UC. Ans\u00f6kan \u00e4r kostnadsfri och effektiv r\u00e4nta ligger mellan 5,20 % och 33,99 %, beroende p\u00e5 din profil.<\/p>\n\n\n\n<ul>\n<li>40 l\u00e5ngivare att j\u00e4mf\u00f6ra<\/li>\n\n\n\n<li>Endast en kreditupplysning hos UC<\/li>\n\n\n\n<li>L\u00e5nets \u00e5terbetalningstid kan vara 1-20 \u00e5r<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.se\/foretag\/advisa\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Mer om Advisas l\u00e5n<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Smspengar___snabbln_med_relativt_sett_lg_rnta\">Smspengar &#8211; snabbl\u00e5n med relativt sett l\u00e5g r\u00e4nta<\/h3>\n\n\n\n<p>Smspengar erbjuder flexibla <a href=\"https:\/\/financer.se\/lana-pengar\/smslan\/\">smsl\u00e5n<\/a> och <a href=\"https:\/\/financer.se\/lana-pengar\/kontokredit\/\" data-type=\"link\" data-id=\"https:\/\/financer.se\/lana-pengar\/kontokredit\/\">kontokrediter<\/a> upp till 30 000 kr, med direkt besked utan UC och m\u00f6jligheten till omedelbara utbetalningar dygnet runt. L\u00e5nebeloppet varierar fr\u00e5n 1 000 till 30 000 kr, med flexibel \u00e5terbetalning.<\/p>\n\n\n\n<p>Observera att Smspengar l\u00e5n \u00e4r ett snabbl\u00e5n och att dessa l\u00e5n alltid har en h\u00f6g r\u00e4nta.<\/p>\n\n\n\n<ul>\n<li>L\u00e5nebelopp: 1 000 kr &#8211; 30 000 kr<\/li>\n\n\n\n<li>Direktutbetalningar 24\/7, ingen UC<\/li>\n\n\n\n<li>Effektiv r\u00e4nta: 71,04 % f\u00f6r exempelvis 15 000 kr \u00f6ver 12 m\u00e5nader<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.se\/foretag\/smspengar\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Mer om l\u00e5n fr\u00e5n Smspengar<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Vilken_bank_erbjuder_de_lgsta_rntorna_fr_personliga_ln\">Vilken bank erbjuder de l\u00e4gsta r\u00e4ntorna f\u00f6r personliga l\u00e5n?<\/h2>\n\n\n\n<p>Stora banker erbjuder ofta n\u00e5got h\u00f6gre r\u00e4nta \u00e4n nischade sm\u00e5banker eller l\u00e5nef\u00f6rmedlare. <\/p>\n\n\n\n<p>H\u00e4r \u00e4r en j\u00e4mf\u00f6relse av r\u00e4ntan som storbanker erbjuder.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"908\" height=\"250\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo.png 908w, https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo-300x83.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/2\/bank-norwegian-logo-768x211.png 768w\" sizes=\"(max-width: 908px) 100vw, 908px\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>4&nbsp;174<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >Bank Norwegian erbjuder privatl\u00e5n, sparkonto och kreditkort<\/li><li >St\u00e5r under den norska finansinspektionens tillsyn<\/li><li >Erbjuder bonus n\u00e4r du handlar med kreditkortet<\/li><li >Ans\u00f6kan online<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Effektiv r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).\" data-columns=\"4\"><td data-sorting=\"data-point-1\" data-sorting-value=\"8,36% \u2013 29,07%\">\n                        <span class=\"comparison-table__text\">8,36% \u2013 29,07%<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nominell r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).\" data-columns=\"4\"><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.99\">5,99% &#8211; 23,99%<\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).\" data-columns=\"4\"><td data-sorting=\"data-point-2\" data-sorting-value=\"5000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">5000 kr &#8211; 600 000 kr<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).\" data-columns=\"4\"><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 15 \u00e5r<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3057\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.6\">3.6<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/bank-norwegian\/#read-reviews\">29<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Vid ett privatl\u00e5n p\u00e5 80 000 kr som \u00e5terbetalas p\u00e5 6 \u00e5r med r\u00e4ntan 11,99% (inkl. m\u00e5nadsavgift 19 kr och uppl\u00e4ggningsavgift 399 kr) blir den effektiva r\u00e4ntan 13,39%. Du betalar 1590 kr\/m\u00e5nad (1571 kr utg\u00f6r avbetalning, 19 kr utg\u00f6r m\u00e5nadsavgift och antalet avbetalningar \u00e4r 72), dvs. ett totalbelopp p\u00e5 114 509 kr inkl. uppl\u00e4ggningsavgiften om 399. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 8,29% till 19,99%. Den effektiva r\u00e4ntan kan variera fr\u00e5n 8,61% till 29,07% (januari 2024).<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/coop\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"418\" height=\"128\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo.jpg\" class=\"attachment-full size-full\" alt=\"Coop Logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo.jpg 418w, https:\/\/financer.global\/app\/uploads\/sites\/2\/coop-logo-300x92.jpg 300w\" sizes=\"(max-width: 418px) 100vw, 418px\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>817<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >Erbjuder privatl\u00e5n, sparkonto och kreditkort<\/li><li >1 % l\u00e4gre r\u00e4nta p\u00e5 privatl\u00e5n f\u00f6r medlemmar<\/li><li >Erbjuder ocks\u00e5 bill\u00e5n, samlingsl\u00e5n och renoveringsl\u00e5n<\/li><li >Rabatt och bonus f\u00f6r Coop-medlemmar<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Effektiv r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).\" data-columns=\"4\"><td data-sorting=\"data-point-1\" data-sorting-value=\"5,06% - 22,68%\">\n                        <span class=\"comparison-table__text\">5,06% &#8211; 22,68%<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nominell r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).\" data-columns=\"4\"><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.70\">3,70% &#8211; 9,90%<\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).\" data-columns=\"4\"><td data-sorting=\"data-point-2\" data-sorting-value=\"15 000 kr - 600 000 kr\">\n                        <span class=\"comparison-table__text\">15 000 kr &#8211; 600 000 kr<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).\" data-columns=\"4\"><td data-sorting=\"data-point-3\" data-sorting-value=\"2 \u00e5r - 12 \u00e5r\">\n                        <span class=\"comparison-table__text\">2 \u00e5r &#8211; 12 \u00e5r<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/coop\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"30475\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/coop\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/coop\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/coop\/#read-reviews\">1<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Vid 8,67 % r\u00f6rlig r\u00e4nta \u00e4r den effektiva \u00e5rsr\u00e4ntan 9,02 % f\u00f6r ett annuitetsl\u00e5n p\u00e5 165 000 kr med 10 \u00e5rs \u00e5terbetalningstid med tot. 120 \u00e5terbetalningar, uppl\u00e4ggningsavgift 0 kr och aviavgift 0 kr med autogiro. Givet of\u00f6r\u00e4ndrad r\u00e4nta och aviavgift blir tot. belopp att \u00e5terbetala 247 725 kr och m\u00e5nadskostnaden 2 072 kr. Individuell r\u00e4nta 5,20%\u201316,95% (effektiv r\u00e4nta 5,33%\u201325,46%). Kreditgivare MedMera Bank (2024-02-27).<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/marginalen\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"300\" height=\"100\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-30.png\" class=\"attachment-full size-full\" alt=\"\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>2&nbsp;678<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >Erbjuder privatl\u00e5n och kort<\/li><li >Konton omfattas av den statliga ins\u00e4ttningsgarantin<\/li><li >Stor och v\u00e4lrenommerad svensk bank<\/li><li >Erbjuder \u00e4ven omstartsl\u00e5n och samlingsl\u00e5n<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Effektiv r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett kreditbelopp om 100 000 kr med r\u00f6rlig \u00e5rsr\u00e4nta om 6,29 %, 5 \u00e5rs l\u00f6ptid (\u00e5terbetalningstid), uppl\u00e4ggningsavgift p\u00e5 0 kr och en aviavgift om 10 kr (vid betalning med autogiro) uppg\u00e5r den effektiva r\u00e4ntan till 6,70 %. Det ordinarie m\u00e5nadsbeloppet att betala \u00e4r 1957 kr och det sammanlagda beloppet att betala blir 117 942 kr. Exemplet som \u00e4r ber\u00e4knat 2021-06-28, f\u00f6ruts\u00e4tter att r\u00e4nta och avgifter \u00e4r of\u00f6r\u00e4ndrade under hela kreditperioden. Avrundning till\u00e4mpas till n\u00e4rmaste h\u00f6gre krona. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 3,5 % till 18,95 %, vilket inneb\u00e4r att effektiva r\u00e4ntan kan variera fr\u00e5n 3,62 % till 21,63 %. Den effektiva r\u00e4ntan \u00e4r ber\u00e4knad i enlighet med Konsumentverkets riktlinjer.\" data-columns=\"4\"><td data-sorting=\"data-point-1\" data-sorting-value=\"3,63 % - 22,79 %\">\n                        <span class=\"comparison-table__text\">3,63 % &#8211; 22,79 %<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nominell r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett kreditbelopp om 100 000 kr med r\u00f6rlig \u00e5rsr\u00e4nta om 6,29 %, 5 \u00e5rs l\u00f6ptid (\u00e5terbetalningstid), uppl\u00e4ggningsavgift p\u00e5 0 kr och en aviavgift om 10 kr (vid betalning med autogiro) uppg\u00e5r den effektiva r\u00e4ntan till 6,70 %. Det ordinarie m\u00e5nadsbeloppet att betala \u00e4r 1957 kr och det sammanlagda beloppet att betala blir 117 942 kr. Exemplet som \u00e4r ber\u00e4knat 2021-06-28, f\u00f6ruts\u00e4tter att r\u00e4nta och avgifter \u00e4r of\u00f6r\u00e4ndrade under hela kreditperioden. Avrundning till\u00e4mpas till n\u00e4rmaste h\u00f6gre krona. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 3,5 % till 18,95 %, vilket inneb\u00e4r att effektiva r\u00e4ntan kan variera fr\u00e5n 3,62 % till 21,63 %. Den effektiva r\u00e4ntan \u00e4r ber\u00e4knad i enlighet med Konsumentverkets riktlinjer.\" data-columns=\"4\"><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.50\">3,50% &#8211; 18,95%<\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett kreditbelopp om 100 000 kr med r\u00f6rlig \u00e5rsr\u00e4nta om 6,29 %, 5 \u00e5rs l\u00f6ptid (\u00e5terbetalningstid), uppl\u00e4ggningsavgift p\u00e5 0 kr och en aviavgift om 10 kr (vid betalning med autogiro) uppg\u00e5r den effektiva r\u00e4ntan till 6,70 %. Det ordinarie m\u00e5nadsbeloppet att betala \u00e4r 1957 kr och det sammanlagda beloppet att betala blir 117 942 kr. Exemplet som \u00e4r ber\u00e4knat 2021-06-28, f\u00f6ruts\u00e4tter att r\u00e4nta och avgifter \u00e4r of\u00f6r\u00e4ndrade under hela kreditperioden. Avrundning till\u00e4mpas till n\u00e4rmaste h\u00f6gre krona. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 3,5 % till 18,95 %, vilket inneb\u00e4r att effektiva r\u00e4ntan kan variera fr\u00e5n 3,62 % till 21,63 %. Den effektiva r\u00e4ntan \u00e4r ber\u00e4knad i enlighet med Konsumentverkets riktlinjer.\" data-columns=\"4\"><td data-sorting=\"data-point-2\" data-sorting-value=\"25 000 kr - 500 000 kr\">\n                        <span class=\"comparison-table__text\">25 000 kr &#8211; 500 000 kr<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Vid ett kreditbelopp om 100 000 kr med r\u00f6rlig \u00e5rsr\u00e4nta om 6,29 %, 5 \u00e5rs l\u00f6ptid (\u00e5terbetalningstid), uppl\u00e4ggningsavgift p\u00e5 0 kr och en aviavgift om 10 kr (vid betalning med autogiro) uppg\u00e5r den effektiva r\u00e4ntan till 6,70 %. Det ordinarie m\u00e5nadsbeloppet att betala \u00e4r 1957 kr och det sammanlagda beloppet att betala blir 117 942 kr. Exemplet som \u00e4r ber\u00e4knat 2021-06-28, f\u00f6ruts\u00e4tter att r\u00e4nta och avgifter \u00e4r of\u00f6r\u00e4ndrade under hela kreditperioden. Avrundning till\u00e4mpas till n\u00e4rmaste h\u00f6gre krona. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 3,5 % till 18,95 %, vilket inneb\u00e4r att effektiva r\u00e4ntan kan variera fr\u00e5n 3,62 % till 21,63 %. Den effektiva r\u00e4ntan \u00e4r ber\u00e4knad i enlighet med Konsumentverkets riktlinjer.\" data-columns=\"4\"><td data-sorting=\"data-point-3\" data-sorting-value=\"1 \u00e5r - 15 \u00e5r\">\n                        <span class=\"comparison-table__text\">1 \u00e5r &#8211; 15 \u00e5r<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/marginalen\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"2108\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/marginalen\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/marginalen\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"2.6\">2.6<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/marginalen\/#read-reviews\">17<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Vid ett kreditbelopp om 100 000 kr med r\u00f6rlig \u00e5rsr\u00e4nta om 6,29 %, 5 \u00e5rs l\u00f6ptid (\u00e5terbetalningstid), uppl\u00e4ggningsavgift p\u00e5 0 kr och en aviavgift om 10 kr (vid betalning med autogiro) uppg\u00e5r den effektiva r\u00e4ntan till 6,70 %. Det ordinarie m\u00e5nadsbeloppet att betala \u00e4r 1957 kr och det sammanlagda beloppet att betala blir 117 942 kr. Exemplet som \u00e4r ber\u00e4knat 2021-06-28, f\u00f6ruts\u00e4tter att r\u00e4nta och avgifter \u00e4r of\u00f6r\u00e4ndrade under hela kreditperioden. Avrundning till\u00e4mpas till n\u00e4rmaste h\u00f6gre krona. R\u00e4ntan \u00e4r r\u00f6rlig och kan variera fr\u00e5n 3,5 % till 18,95 %, vilket inneb\u00e4r att effektiva r\u00e4ntan kan variera fr\u00e5n 3,62 % till 21,63 %. Den effektiva r\u00e4ntan \u00e4r ber\u00e4knad i enlighet med Konsumentverkets riktlinjer.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.se\/foretag\/svea-ekonomi\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"1600\" height=\"594\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/svea-ekonomi-logo-min.png\" class=\"attachment-full size-full\" alt=\"svea ekonomi logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/svea-ekonomi-logo-min.png 1600w, https:\/\/financer.global\/app\/uploads\/sites\/2\/svea-ekonomi-logo-min-300x111.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/2\/svea-ekonomi-logo-min-1024x380.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/2\/svea-ekonomi-logo-min-768x285.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/2\/svea-ekonomi-logo-min-1536x570.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/a><span class=\"items-content__card-chosen\">Valdes <strong>1&nbsp;462<\/strong> g\u00e5nger<\/span><ul class=\"items-content__card-list\"><li >Effektiv r\u00e4nta: 5,79% \u2013 25,95%<\/li><li >Privatl\u00e5n upp till 400 000 kr<\/li><li >Sparkonto med r\u00f6rlig r\u00e4nta<\/li><li >Skuldfinansieringen och samlingsl\u00e5n<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Effektiv r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Ett l\u00e5n p\u00e5 200 000 kr med \u00e5terbetalningstid p\u00e5 7 \u00e5r och en r\u00e4nta p\u00e5 7,90 %. R\u00e4ntan \u00e4r r\u00f6rlig. Det tillkommer en uppl\u00e4ggningsavgift p\u00e5 395 kr och en administrationsavgift f\u00f6r autogiro p\u00e5 25 kr \/ m\u00e5nad. Det ger en effektiv r\u00e4nta p\u00e5 8,94 %.\" data-columns=\"4\"><td data-sorting=\"data-point-1\" data-sorting-value=\"8,40% \u2013 25,95%\">\n                        <span class=\"comparison-table__text\">8,40% \u2013 25,95%<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Nominell r\u00e4nta<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Ett l\u00e5n p\u00e5 200 000 kr med \u00e5terbetalningstid p\u00e5 7 \u00e5r och en r\u00e4nta p\u00e5 7,90 %. R\u00e4ntan \u00e4r r\u00f6rlig. Det tillkommer en uppl\u00e4ggningsavgift p\u00e5 395 kr och en administrationsavgift f\u00f6r autogiro p\u00e5 25 kr \/ m\u00e5nad. Det ger en effektiv r\u00e4nta p\u00e5 8,94 %.\" data-columns=\"4\"><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.79\">5,79% &#8211; 26,20%<\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebelopp<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Ett l\u00e5n p\u00e5 200 000 kr med \u00e5terbetalningstid p\u00e5 7 \u00e5r och en r\u00e4nta p\u00e5 7,90 %. R\u00e4ntan \u00e4r r\u00f6rlig. Det tillkommer en uppl\u00e4ggningsavgift p\u00e5 395 kr och en administrationsavgift f\u00f6r autogiro p\u00e5 25 kr \/ m\u00e5nad. Det ger en effektiv r\u00e4nta p\u00e5 8,94 %.\" data-columns=\"4\"><td data-sorting=\"data-point-2\" data-sorting-value=\"10 000 kr - 400 000 kr\">\n                        <span class=\"comparison-table__text\">10 000 kr &#8211; 400 000 kr<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00c5terbetalningstid<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: Ett l\u00e5n p\u00e5 200 000 kr med \u00e5terbetalningstid p\u00e5 7 \u00e5r och en r\u00e4nta p\u00e5 7,90 %. R\u00e4ntan \u00e4r r\u00f6rlig. Det tillkommer en uppl\u00e4ggningsavgift p\u00e5 395 kr och en administrationsavgift f\u00f6r autogiro p\u00e5 25 kr \/ m\u00e5nad. Det ger en effektiv r\u00e4nta p\u00e5 8,94 %.\" data-columns=\"4\"><td data-sorting=\"data-point-3\" data-sorting-value=\"3 \u00e5r - 15 \u00e5r\">\n                        <span class=\"comparison-table__text\">3 \u00e5r &#8211; 15 \u00e5r<\/span><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"4\"><\/td><\/tr><\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.se\/foretag\/svea-ekonomi\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"5205\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">G\u00e5 vidare<\/a><a href=\"https:\/\/financer.se\/foretag\/svea-ekonomi\/\"  class=\"button is-rounded items-content__card-more-info\">Om f\u00f6retaget<\/a><a href=\"https:\/\/financer.se\/foretag\/svea-ekonomi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\">F\u00f6retagsbetyg:<\/div><span class=\"simple-rating-value rating_red\" data-rating-value=\"1.2\">1.2<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e4s&nbsp;<a href=\"https:\/\/financer.se\/foretag\/svea-ekonomi\/#read-reviews\">12<\/strong>&nbsp;kundomd\u00f6men<\/a><\/div><\/div><div class=\"items-content__card-description\" >Representativt exempel: Ett l\u00e5n p\u00e5 200 000 kr med \u00e5terbetalningstid p\u00e5 7 \u00e5r och en r\u00e4nta p\u00e5 7,90 %. R\u00e4ntan \u00e4r r\u00f6rlig. Det tillkommer en uppl\u00e4ggningsavgift p\u00e5 395 kr och en administrationsavgift f\u00f6r autogiro p\u00e5 25 kr \/ m\u00e5nad. Det ger en effektiv r\u00e4nta p\u00e5 8,94 %.<\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"S_hittar_du_det_bsta_lnet_med_lgst_rnta\">S\u00e5 hittar du det b\u00e4sta l\u00e5net med l\u00e4gst r\u00e4nta<\/h2>\n\n\n\n<p>Att hitta det b\u00e4sta l\u00e5net med l\u00e4gst r\u00e4nta \u00e4r inte alltid det enklaste. Genom att f\u00f6lja denna steg-f\u00f6r-steg guide blir processen enklare.<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Steg 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Varfor-behover-du-lana\">Varf\u00f6r beh\u00f6ver du l\u00e5na?<\/h3><p>Best\u00e4m vilket belopp du beh\u00f6ver l\u00e5na och vilken \u00e5terbetalningstid som passar. L\u00e5na aldrig mer \u00e4n du beh\u00f6ver.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Steg 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Forbered-dokumentation\">F\u00f6rbered dokumentation<\/h3><p>Kontrollera och kreditv\u00e4rdighet och f\u00f6rbered n\u00f6dv\u00e4ndiga dokument s\u00e5som inkomstintyg.<\/p>\n<p>Att ha denna information redo kommer att underl\u00e4tta ans\u00f6kningsprocessen och ge dig en b\u00e4ttre f\u00f6rst\u00e5else f\u00f6r vilka l\u00e5n du kan kvalificera dig f\u00f6r.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Steg 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Jamfor-langivare\">J\u00e4mf\u00f6r l\u00e5ngivare<\/h3><p>J\u00e4mf\u00f6r olika l\u00e5ngivare p\u00e5 den h\u00e4r sidan och sortera efter r\u00e4nta f\u00f6r att hitta det l\u00e5n som har l\u00e4gst r\u00e4nta.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Steg 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Analysera-villkoren\">Analysera villkoren<\/h3><p>L\u00e4s mer om l\u00e5ngivarens villkor f\u00f6r att se vilket erbjudande som passar dig b\u00e4st. S\u00e4kerst\u00e4ll att du f\u00f6rst\u00e5r alla kostnader och villkor.<\/p>\n<p>Det \u00e4r viktigt att inte bara fokusera p\u00e5 r\u00e4ntan utan ocks\u00e5 tittar p\u00e5 andra avgifter.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Steg 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Ansok\">Ans\u00f6k<\/h3><p>Skicka in din ans\u00f6kning till den l\u00e5ngivare som erbjuder b\u00e4sta villkoren. Ans\u00f6kan g\u00f6r du online p\u00e5 respektive l\u00e5ngivares hemsida.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_6\">Steg 6<\/div><div class=\"single-article__steps-content\"><h3 id=\"Utvardera-laneerbjudanden\">Utv\u00e4rdera l\u00e5neerbjudanden<\/h3><p>J\u00e4mf\u00f6r de olika erbjudandena baserat p\u00e5 den effektiva r\u00e4ntan och de totala kostnaderna. L\u00e4s noga igenom l\u00e5nevillkoren f\u00f6r vart och ett av erbjudandena.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_7\">Steg 7<\/div><div class=\"single-article__steps-content\"><h3 id=\"Valj-det-mest-fordelaktiga-lanet\">V\u00e4lj det mest f\u00f6rdelaktiga l\u00e5net<\/h3><p>Acceptera det l\u00e5n som har den l\u00e4gsta r\u00e4ntan och b\u00e4st uppfyller dina behov. Signera l\u00e5neavtalet, oftast med hj\u00e4lp av BankID.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_8\">Steg 8<\/div><div class=\"single-article__steps-content\"><h3 id=\"Fa-tillgang-till-pengarna\">F\u00e5 tillg\u00e5ng till pengarna<\/h3><p>Efter att avtalet \u00e4r undertecknat kan du f\u00f6rv\u00e4nta dig att ha pengarna p\u00e5 ditt konto (oftast inom 1-3 arbetsdagar.)<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Fokusera_inte_enbart_p_rntan_nr_du_lnar\">Fokusera inte enbart p\u00e5 r\u00e4ntan n\u00e4r du l\u00e5nar<\/h3><p><!-- wp:heading --><\/p>\n<p>N\u00e4r du l\u00e5nar pengar, t\u00e4nk p\u00e5 mer \u00e4n bara r\u00e4ntan. Andra viktiga faktorer \u00e4r avgifter, villkor och hur flexibel \u00e5terbetalningen \u00e4r.<\/p>\n<p>Dolda kostnader kan g\u00f6ra l\u00e5net dyrare. L\u00e4s alltid igenom alla villkor noggrant f\u00f6r att s\u00e4kerst\u00e4lla att l\u00e5net verkligen \u00e4r bra f\u00f6r dig.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Samla_dina_ln_fr_att_snka_dina_rntekostnader\">Samla dina l\u00e5n f\u00f6r att s\u00e4nka dina r\u00e4ntekostnader<\/h2>\n\n\n\n<p>Att <a href=\"https:\/\/financer.se\/lana-pengar\/samla-lan\/\" data-type=\"page\" data-id=\"3643\">samla dina l\u00e5n<\/a> kan vara en effektiv strategi f\u00f6r att s\u00e4nka dina r\u00e4ntekostnader. Genom att sl\u00e5 ihop flera mindre l\u00e5n och krediter till ett st\u00f6rre l\u00e5n, ofta kallat samlingsl\u00e5n, kan du f\u00e5 en b\u00e4ttre \u00f6verblick \u00f6ver din ekonomi och i m\u00e5nga fall en l\u00e4gre r\u00e4nta.<\/p>\n\n\n\n<p>Detta beror p\u00e5 att st\u00f6rre l\u00e5n ofta har b\u00e4ttre villkor \u00e4n sm\u00e5, dyra krediter som kreditkortsskulder och sm\u00e5l\u00e5n.<\/p>\n\n\n\n<p><strong>N\u00e5gra f\u00f6rdelar med att samla l\u00e5n f\u00f6r att f\u00e5 l\u00e4gre r\u00e4nta p\u00e5 ditt l\u00e5n:<\/strong><\/p>\n\n\n\n<ul>\n<li>L\u00e4gre r\u00e4nta: Du kan f\u00e5 en b\u00e4ttre r\u00e4ntesats genom att f\u00f6rhandla ett st\u00f6rre l\u00e5n.<\/li>\n\n\n\n<li>En faktura: Ist\u00e4llet f\u00f6r flera olika betalningar varje m\u00e5nad, har du bara en, vilket g\u00f6r det enklare att h\u00e5lla koll.<\/li>\n\n\n\n<li>B\u00e4ttre villkor: Ofta kan du f\u00f6rhandla fram b\u00e4ttre l\u00e5nevillkor, som l\u00e4ngre \u00e5terbetalningstid och flexibel betalning.<\/li>\n<\/ul>\n\n\n\n<p>Innan du best\u00e4mmer dig f\u00f6r att samla dina l\u00e5n, \u00e4r det viktigt att du j\u00e4mf\u00f6r olika l\u00e5ngivares erbjudanden. Se till att den totala kostnaden f\u00f6r samlingsl\u00e5net verkligen blir l\u00e4gre \u00e4n om du forts\u00e4tter med dina befintliga l\u00e5n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Samlingsln_med_lg_rnta\">Samlingsl\u00e5n med l\u00e5g r\u00e4nta<\/h3>\n\n\n\n<p>Nedan har vi listat tre l\u00e5ngivare som erbjuder samlingsl\u00e5n till l\u00e5g r\u00e4nta.<\/p>\n\n\n<div class=\"fn_block fn-comparison-table\">                                <div class=\"comparison-table__binder\">\n                <div class=\"comparison-table__dots is-hidden-tablet\">\n                    <div class=\"comparison-table__dot comparison-table__dot--big\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                <\/div>\n                <div class=\"comparison-table__relative is-content\">\n                    <div class=\"comparison-table__scroll is-content\">\n                        <table class=\"comparison-table is-content\" js-data-comparison-table=\"\"\n                               js-data-affiliate-on-top=\"false\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            F\u00f6retag                                        <\/span>\n                                    <\/th>\n                                    \n                                    <th> <span data-sorting=\"interest-rate-range\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Nominell r\u00e4nta\">Nominell r\u00e4nta<\/span><\/th><th> <span data-sorting=\"data-point-1\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Effektiv r\u00e4nta\">Effektiv r\u00e4nta<\/span><\/th>                                    <th>\n                                        <span data-sorting=\"affiliate\" class=\"comparison-table__title comparison-table__title--button\">\n                                                                                    <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Sambla arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% - 29,99% (Uppdaterat januari 2021).\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Sambla\"\n                data-product-id=\"14741\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"14741\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/sambla\/redirect\/\">\n                    <img decoding=\"async\" title=\"Sambla\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-1-3.png\" alt=\"Sambla\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.06\">3,06% &#8211; 29,99%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"7,16 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">7,16 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/sambla\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"14741\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"5\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Sambla arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% &#8211; 29,99% (Uppdaterat januari 2021).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% - 33,46%. Uppdaterat 2023-10-25.\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enklare\"\n                data-product-id=\"19616\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"19616\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enklare\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg\" alt=\"Enklare\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.07\">5,07% &#8211; 33,40%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"9,49% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">9,49% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19616\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"5\"><span>Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% &#8211; 33,46%. Uppdaterat 2023-10-25.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 180 000 kr med 10 \u00e5r l\u00f6ptid, nominell r\u00e4nta 7,95 % med 0 kr i startavgift\/aviavgift blir den effektiva r\u00e4ntan 8,25 %. Totalt belopp att betala 261 497 kr f\u00f6rdelat p\u00e5 120 avbetalningar ger en m\u00e5nadskostnad p\u00e5 2 179 kr. Uppdaterat 2023-11-01.  \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,4 %. R\u00e4ntespann 4,95-29,4 %  Din ans\u00f6kan skickas till de kreditgivare som b\u00e4st matchar din profil\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zmarta\"\n                data-product-id=\"3556\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3556\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/zmarta\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zmarta\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-20.png\" alt=\"Zmarta\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.95\">4,95% &#8211; 29,40%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"8,25 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">8,25 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/zmarta\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3556\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"5\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 180 000 kr med 10 \u00e5r l\u00f6ptid, nominell r\u00e4nta 7,95 % med 0 kr i startavgift\/aviavgift blir den effektiva r\u00e4ntan 8,25 %. Totalt belopp att betala 261 497 kr f\u00f6rdelat p\u00e5 120 avbetalningar ger en m\u00e5nadskostnad p\u00e5 2 179 kr. Uppdaterat 2023-11-01.  \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,4 %. R\u00e4ntespann 4,95-29,4 %  Din ans\u00f6kan skickas till de kreditgivare som b\u00e4st matchar din profil<\/span><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                    <\/div>\n                                            <table class=\"comparison-table comparison-table--content-logo is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            F\u00f6retag                                        <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Sambla\"\n                data-product-id=\"14741\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"14741\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/sambla\/redirect\/\">\n                    <img decoding=\"async\" title=\"Sambla\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-1-3.png\" alt=\"Sambla\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enklare\"\n                data-product-id=\"19616\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"19616\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enklare\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg\" alt=\"Enklare\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zmarta\"\n                data-product-id=\"3556\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3556\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/zmarta\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zmarta\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-20.png\" alt=\"Zmarta\">\n                <\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                        <table class=\"comparison-table comparison-table--content-button is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>G\u00e5 vidare<\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/sambla\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"14741\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19616\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/zmarta\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3556\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                                        <table class=\"comparison-table comparison-table--mobile is-content is-hidden-tablet\"\n                           js-data-comparison-table=\"\" js-data-affiliate-on-top=\"false\">\n                        <thead>\n                            <tr>\n                                <th style=\"width: 125px\">\n                                    <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        F\u00f6retag                                    <\/span>\n                                <\/th>\n                                <th>\n                                    <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Allm\u00e4nt betyg                                    <\/span>\n                                <\/th>\n                                <th> <span data-sorting=\"interest-rate-range\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Nominell r\u00e4nta\">Nominell r\u00e4nta<\/span><\/th><th> <span data-sorting=\"data-point-1\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Effektiv r\u00e4nta\">Effektiv r\u00e4nta<\/span><\/th>                                <th>G\u00e5 vidare                                <\/th>\n                            <\/tr>\n                        <\/thead>\n                        <tbody>\n                            <tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Sambla arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% - 29,99% (Uppdaterat januari 2021).\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Sambla\"\n                data-product-id=\"14741\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"14741\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/sambla\/redirect\/\">\n                    <img decoding=\"async\" title=\"Sambla\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-1-3.png\" alt=\"Sambla\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"3.06\">3,06% &#8211; 29,99%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"7,16 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">7,16 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/sambla\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"14741\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"5\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 5000 kr med 12 \u00e5rs l\u00f6ptid, nominell r\u00e4nta 6.94 % och 0 kr i uppl\u00e4ggnings-\/aviavgift blir den effektiva r\u00e4ntan 7.17 %. Totalt belopp att betala: 7381 kr. M\u00e5nadskostnad: 51 kr f\u00f6rdelat p\u00e5 144 betalningstillf\u00e4llen. Uppdaterat 2020-09-09. Sambla arbetar med 40 kreditgivare. Din ans\u00f6kan kommer att skickas till de kreditgivare som b\u00e4st matchar din profil. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,99%. R\u00e4ntespann mellan: 3,06% &#8211; 29,99% (Uppdaterat januari 2021).<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% - 33,46%. Uppdaterat 2023-10-25.\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Enklare\"\n                data-product-id=\"19616\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"19616\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\">\n                    <img decoding=\"async\" title=\"Enklare\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/enklare-se-logo.jpg\" alt=\"Enklare\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"5.07\">5,07% &#8211; 33,40%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"9,49% (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">9,49% (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/enklare\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"19616\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"5\"><span>Annuitetsl\u00e5n 12 \u00e5r, belopp 400 000 kr, r\u00f6rlig r\u00e4nta 8,99%, uppl\u00e4ggningskostnad 400 kr, aviavgift 20kr, ger en effektiv r\u00e4nta p\u00e5 9,49%. Totalt belopp att \u00e5terbetala 658 461 kr, f\u00f6rdelat p\u00e5 144 avbetalningar, ger en m\u00e5nadskostnad p\u00e5 4 570 kr. \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 33,46%. R\u00e4ntespann mellan: 5,07% &#8211; 33,46%. Uppdaterat 2023-10-25.<\/span><\/td><\/tr><tr class=\"comparison-table__row\" data-rep-example=\"Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 180 000 kr med 10 \u00e5r l\u00f6ptid, nominell r\u00e4nta 7,95 % med 0 kr i startavgift\/aviavgift blir den effektiva r\u00e4ntan 8,25 %. Totalt belopp att betala 261 497 kr f\u00f6rdelat p\u00e5 120 avbetalningar ger en m\u00e5nadskostnad p\u00e5 2 179 kr. Uppdaterat 2023-11-01.  \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,4 %. R\u00e4ntespann 4,95-29,4 %  Din ans\u00f6kan skickas till de kreditgivare som b\u00e4st matchar din profil\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Zmarta\"\n                data-product-id=\"3556\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3556\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.se\/foretag\/zmarta\/redirect\/\">\n                    <img decoding=\"async\" title=\"Zmarta\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/logo-20.png\" alt=\"Zmarta\">\n                <\/a><\/td><td data-sorting=\"interest-rate-range\" data-sorting-value=\"4.95\">4,95% &#8211; 29,40%<\/td><td data-sorting=\"data-point-1\" data-sorting-value=\"8,25 % (exempelr\u00e4nta)\">\n                        <span class=\"comparison-table__text\">8,25 % (exempelr\u00e4nta)<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a target=\"_blank\"  rel=\"sponsored nofollow\" \n            href=\"https:\/\/financer.se\/foretag\/zmarta\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3556\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n            G\u00e5 vidare<\/a><\/td><\/tr><tr class=\"comparison-table__row--comparison\"><td data-representative-col=\"true\"  colspan=\"5\"><span>Representativt exempel: R\u00e4ntan \u00e4r r\u00f6rlig och s\u00e4tts individuellt. F\u00f6r ett annuitetsl\u00e5n p\u00e5 180 000 kr med 10 \u00e5r l\u00f6ptid, nominell r\u00e4nta 7,95 % med 0 kr i startavgift\/aviavgift blir den effektiva r\u00e4ntan 8,25 %. Totalt belopp att betala 261 497 kr f\u00f6rdelat p\u00e5 120 avbetalningar ger en m\u00e5nadskostnad p\u00e5 2 179 kr. Uppdaterat 2023-11-01.  \u00c5terbetalningstid 1-20 \u00e5r. Maximala r\u00e4ntan \u00e4r 29,4 %. R\u00e4ntespann 4,95-29,4 %  Din ans\u00f6kan skickas till de kreditgivare som b\u00e4st matchar din profil<\/span><\/td><\/tr>                        <\/tbody>\n                    <\/table>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Lgre_rnta_med_en_medskande\">L\u00e4gre r\u00e4nta med en meds\u00f6kande<\/h2>\n\n\n\n<p>Att ha en meds\u00f6kande n\u00e4r du ans\u00f6ker om l\u00e5n kan \u00f6ka dina chanser till en b\u00e4ttre r\u00e4nta. En meds\u00f6kande, ofta n\u00e5gon med stabil inkomst och god kreditv\u00e4rdighet, delar ansvaret f\u00f6r l\u00e5net med dig.<\/p>\n\n\n\n<p>Detta minskar risken f\u00f6r l\u00e5ngivaren vilket kan leda till mer f\u00f6rm\u00e5nliga l\u00e5nevillkor. Med en starkare gemensam ekonomisk profil kan ni ofta f\u00f6rhandla fram en l\u00e4gre r\u00e4nta.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i8_tips_fr_att_hitta_ett_ln_med_lg_rnta\">8 tips f\u00f6r att hitta ett l\u00e5n med l\u00e5g r\u00e4nta<\/h2>\n\n\n\n<p>H\u00e4r \u00e4r 8 konkreta tips och saker att t\u00e4nka p\u00e5 n\u00e4r du letar efter ett l\u00e5n med l\u00e5g r\u00e4nta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i1_Jmfr_lngivare\">1. J\u00e4mf\u00f6r l\u00e5ngivare<\/h3>\n\n\n\n<p>Att j\u00e4mf\u00f6ra olika l\u00e5ngivare \u00e4r en viktig del av processen n\u00e4r du letar efter ett l\u00e5n med l\u00e5g r\u00e4nta. Anv\u00e4nd v\u00e5rt <a href=\"https:\/\/financer.se\/resultat\/\" data-type=\"link\" data-id=\"https:\/\/financer.se\/resultat\/\">j\u00e4mf\u00f6relseverktyg<\/a> f\u00f6r att f\u00e5 en \u00f6verblick \u00f6ver vilket erbjudande som passar dig b\u00e4st.<\/p>\n\n\n\n<p>Genom att j\u00e4mf\u00f6ra kan du hitta det l\u00e5n som ger dig b\u00e4st villkor och l\u00e4gst r\u00e4nta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i2_Frbttra_din_kreditvrdighet\">2. F\u00f6rb\u00e4ttra din kreditv\u00e4rdighet<\/h3>\n\n\n\n<p>En god kreditv\u00e4rdighet \u00e4r nyckeln till att f\u00e5 l\u00e5na till en l\u00e4gre r\u00e4nta. G\u00e5 igenom din kreditrapport f\u00f6r att s\u00e4kerst\u00e4lla att all information \u00e4r korrekt. Betala av skulder och h\u00e5ll koll p\u00e5 dina utgifter f\u00f6r att l\u00e5ngsiktigt f\u00f6rb\u00e4ttra din kreditprofil.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i3_Vlj_rtt_lnetyp\">3. V\u00e4lj r\u00e4tt l\u00e5netyp<\/h3>\n\n\n\n<p>Valet av l\u00e5netyp p\u00e5verkar vilken r\u00e4nta du f\u00e5r. Ta reda p\u00e5 olika typer av l\u00e5n och v\u00e4lj det som b\u00e4st motsvarar ditt behov, oavsett om det \u00e4r ett <a href=\"https:\/\/financer.se\/lana-pengar\/bolan\/\" data-type=\"link\" data-id=\"https:\/\/financer.se\/lana-pengar\/bolan\/\">bostadsl\u00e5n<\/a>, <a href=\"https:\/\/financer.se\/lana-pengar\/billan\/\" data-type=\"link\" data-id=\"https:\/\/financer.se\/lana-pengar\/billan\/\">bill\u00e5n<\/a> eller <a href=\"https:\/\/financer.se\/lana-pengar\/blancolan\/\" data-type=\"link\" data-id=\"https:\/\/financer.se\/lana-pengar\/blancolan\/\">blancol\u00e5n<\/a>. Att v\u00e4lja r\u00e4tt kan hj\u00e4lpa dig s\u00e4nka dina r\u00e4ntekostnader.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i4_Frhandla_med_lngivaren\">4. F\u00f6rhandla med l\u00e5ngivaren<\/h3>\n\n\n\n<p>Att ta kontakt direkt med l\u00e5ngivaren kan vara f\u00f6rdelaktigt. Fr\u00e5ga om m\u00f6jligheten att f\u00e5 en l\u00e4gre r\u00e4nta, speciellt om du har bra kreditv\u00e4rdighet. Genom att visa att du \u00e4r en p\u00e5litlig l\u00e5ntagare kan du ofta f\u00f6rhandla fram b\u00e4ttre villkor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i5_Anvnd_en_medskande\">5. Anv\u00e4nd en meds\u00f6kande<\/h3>\n\n\n\n<p>En <a href=\"https:\/\/financer.se\/lana-pengar\/artiklar\/medsokande-lan\/\" data-type=\"wiki\" data-id=\"14904\">meds\u00f6kande<\/a> kan g\u00f6ra det enklare att f\u00e5 en b\u00e4ttre r\u00e4nta p\u00e5 ditt l\u00e5n. V\u00e4lj n\u00e5gon med stabil ekonomi och god kreditv\u00e4rdighet f\u00f6r att \u00f6ka chansen till l\u00e4gre r\u00e4nta. En gemensam ans\u00f6kan minskar l\u00e5ngivarens risk och kan leda till b\u00e4ttre l\u00e5nevillkor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i6_Leta_efter_kampanjer_och_erbjudanden\">6. Leta efter kampanjer och erbjudanden<\/h3>\n\n\n\n<p>H\u00e5ll utkik efter kampanjer och specialerbjudanden fr\u00e5n olika l\u00e5ngivare. M\u00e5nga banker erbjuder l\u00e4gre r\u00e4ntor under kampanjperioder. Genom att ans\u00f6ka vid r\u00e4tt tidpunkt kan du dra nytta av dessa erbjudanden och spara pengar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i7_Lna_rtt_belopp\">7. L\u00e5na r\u00e4tt belopp<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.hallakonsument.se\/ekonomi\/lana-pengar\/\" data-type=\"link\" data-id=\"https:\/\/www.hallakonsument.se\/ekonomi\/lana-pengar\/\" target=\"_blank\" rel=\"noreferrer noopener\">L\u00e5na inte mer \u00e4n du beh\u00f6ver<\/a> f\u00f6r att h\u00e5lla ner r\u00e4ntekostnaderna. Ett h\u00f6gre l\u00e5nebelopp kan \u00f6ka risken och d\u00e4rmed ocks\u00e5 r\u00e4ntan. Genom att planera noggrant kan du s\u00e4kerst\u00e4lla att du l\u00e5nar ett belopp som \u00e4r h\u00e5llbart f\u00f6r dig.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i8_Kortare_terbetalningstid\">8. Kortare \u00e5terbetalningstid<\/h3>\n\n\n\n<p>En kortare \u00e5terbetalningstid kan leda till en l\u00e4gre r\u00e4ntekostnad. \u00c4ven om m\u00e5nadskostnaderna blir h\u00f6gre, minskar den totala kostnaden f\u00f6r r\u00e4ntan. V\u00e4lj en tid som balanserar mellan att vara \u00f6verkomlig och ekonomiskt f\u00f6rdelaktig.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"#top\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_self\"  >J\u00e4mf\u00f6r l\u00e5n med l\u00e5g r\u00e4nta<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Vanliga_frgor_om_att_lna_pengar_med_lg_rnta\">Vanliga fr\u00e5gor om att l\u00e5na pengar med l\u00e5g r\u00e4nta<\/h2>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h4>Vilken bank erbjuder de l\u00e4gsta r\u00e4ntorna f\u00f6r personliga l\u00e5n?<\/h4><div class=\"faq_inner\"><p>Stora banker erbjuder ofta n\u00e5got h\u00f6gre r\u00e4nta \u00e4n nischade sm\u00e5banker eller l\u00e5nef\u00f6rmedlare.<\/p><\/div><h4>Hur hittar jag det b\u00e4sta l\u00e5net med l\u00e4gst r\u00e4nta?<\/h4><div class=\"faq_inner\"><p>F\u00f6lj dessa steg: analysera dina l\u00e5nebehov, samla in ekonomisk information, j\u00e4mf\u00f6r l\u00e5ngivare, f\u00f6rdjupa dig i villkor och erbjudanden, ans\u00f6k hos utvalda l\u00e5ngivare, utv\u00e4rdera de mottagna l\u00e5neerbjudandena, v\u00e4lj det mest f\u00f6rdelaktiga l\u00e5net, och f\u00e5 tillg\u00e5ng till pengarna.<\/p><\/div><h4>Hur kan en meds\u00f6kande hj\u00e4lpa mig att f\u00e5 en b\u00e4ttre r\u00e4nta?<\/h4><div class=\"faq_inner\"><p>En meds\u00f6kande kan \u00f6ka dina chanser till en b\u00e4ttre r\u00e4nta d\u00e5 l\u00e5net delas med n\u00e5gon med stabil inkomst och god kreditv\u00e4rdighet, vilket minskar risken f\u00f6r l\u00e5ngivaren.<\/p><\/div><h4>Vad \u00e4r f\u00f6rdelarna med att samla l\u00e5n f\u00f6r l\u00e4gre r\u00e4ntekostnader?<\/h4><div class=\"faq_inner\"><p>Att samla l\u00e5n kan leda till l\u00e4gre r\u00e4nta, enklare ekonomi med en faktura, och ofta b\u00e4ttre villkor j\u00e4mf\u00f6rt med sm\u00e5, dyra krediter som kreditkortsskulder.<\/p><\/div><h4>Vilka tips finns det f\u00f6r att hitta ett l\u00e5n med l\u00e5g r\u00e4nta?<\/h4><div class=\"faq_inner\"><p>H\u00e4r \u00e4r 8 tips: j\u00e4mf\u00f6r l\u00e5ngivare, f\u00f6rb\u00e4ttra din kreditv\u00e4rdighet, v\u00e4lj r\u00e4tt l\u00e5netyp, f\u00f6rhandla med l\u00e5ngivaren, anv\u00e4nd en meds\u00f6kande, s\u00f6k kampanjer och erbjudanden, l\u00e5na r\u00e4tt belopp, och \u00f6verv\u00e4g kortare \u00e5terbetalningstid.<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>L\u00e5na pengar med l\u00e5g r\u00e4nta Beh\u00f6ver du ett l\u00e5n till l\u00e5g r\u00e4nta? Vi har granskat de b\u00e4sta l\u00e5ngivare f\u00f6r att\u2026 <\/p>\n","protected":false},"author":7033,"featured_media":30632,"parent":5080,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/30603"}],"collection":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/users\/7033"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/comments?post=30603"}],"version-history":[{"count":50,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/30603\/revisions"}],"predecessor-version":[{"id":79720,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/30603\/revisions\/79720"}],"up":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/pages\/5080"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/media\/30632"}],"wp:attachment":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/media?parent=30603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/categories?post=30603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/tags?post=30603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}