{"id":27885,"date":"2019-08-22T17:36:38","date_gmt":"2019-08-22T15:36:38","guid":{"rendered":""},"modified":"2024-05-07T11:41:02","modified_gmt":"2024-05-07T09:41:02","slug":"zensum","status":"publish","type":"company_single","link":"https:\/\/financer.se\/foretag\/zensum\/","title":{"rendered":"Zensum"},"content":{"rendered":"\n<p>Zensum \u00e4r en l\u00e5nef\u00f6rmedlare f\u00f6r <a href=\"https:\/\/financer.se\/lana-pengar\/bolan\/\" data-type=\"page\" data-id=\"3320\">bol\u00e5n<\/a> och <a href=\"https:\/\/financer.se\/lana-pengar\/privatlan\/\" data-type=\"page\" data-id=\"1833\">privatl\u00e5n<\/a>. Du kan ans\u00f6ka om b\u00e5da typerna av l\u00e5n med endast 1 kreditupplysning hos UC.<\/p>\n\n\n\n<p><strong>I denna recension av Zensum l\u00e4ser du mer om deras privatl\u00e5n, bol\u00e5n, f\u00f6rdelar\/nackdelar, hur du blir kund och omd\u00f6men fr\u00e5n befintliga kunder.<\/strong><\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Privatln_via_Zensum_AB\">Privatl\u00e5n via Zensum AB<\/h2>\n\n\n\n<p>I tabellen nedan l\u00e4ser du om villkor, avgifter och info om Zensums privatl\u00e5n.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Info<\/th><th>Beskrivning<\/th><\/tr><\/thead><tbody><tr><td>L\u00e5netyp<\/td><td><a href=\"https:\/\/financer.se\/lana-pengar\/laneformedlare\/\">L\u00e5nef\u00f6rmedlare<\/a><\/td><\/tr><tr><td>Belopp<\/td><td>20 000 &#8211; 600 000 kr<\/td><\/tr><tr><td>R\u00e4nta<\/td><td>3,45% &#8211; 19,95%<\/td><\/tr><tr><td>Effektiv r\u00e4nta<\/td><td>3,45% &#8211; 22,90%<\/td><\/tr><tr><td>\u00c5terbetalningstid<\/td><td>1 &#8211; 15 \u00e5r<\/td><\/tr><tr><td>L\u00e4gsta \u00e5lder<\/td><td>18 \u00e5r<\/td><\/tr><tr><td>Anslutna l\u00e5ngivare<\/td><td>22<\/td><\/tr><tr><td>Utan UC?<\/td><td>Nej<\/td><\/tr><tr><td>Ans\u00f6kan med BankID<\/td><td>Ja<\/td><\/tr><tr><td>Betalningsanm\u00e4rkningar<\/td><td>Accepteras<\/td><\/tr><tr><td>L\u00f6sa l\u00e5n i f\u00f6rtid?<\/td><td>Ja<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.se\/foretag\/zensum\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Till Zensum privatl\u00e5n<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Zensum_privatln___krav_p_dig_som_kund\">Zensum privatl\u00e5n &#8211; krav p\u00e5 dig som kund<\/h2>\n\n\n\n<ul>\n<li>Minst 18 \u00e5r gammal<\/li>\n\n\n\n<li>\u00c5rsinkomst p\u00e5 minst 120 000 kr<\/li>\n\n\n\n<li>Folkbokf\u00f6rd i Sverige minst 1 \u00e5r tillbaka<\/li>\n\n\n\n<li>Inga betalningsanm\u00e4rkningar de senaste 6 m\u00e5naderna<\/li>\n\n\n\n<li>Skuldfri fr\u00e5n Kronofogden minst 6 m\u00e5nader tillbaka<\/li>\n<\/ul>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>J\u00e4mf\u00f6r l\u00e5n fr\u00e5n 74 l\u00e5nef\u00f6retag<\/h3><p>Hitta b\u00e4sta l\u00e5n med l\u00e4gst r\u00e4nta. Med bara ett klick.<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.se\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360\" data-slider-url=\"https:\/\/financer.se\/resultat?query=1&non_affiliate=true&param_amount=10000&param_period=360\" data-required=\"resultat?query=1non_affiliate=true&param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">J\u00e4mf\u00f6r nu<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Zensum_boln\">Zensum bol\u00e5n<\/h2>\n\n\n\n<p>Zensum erbjuder dessutom kunder att ans\u00f6ka om <a href=\"https:\/\/financer.se\/lana-pengar\/bolan\/\">bol\u00e5n<\/a> via deras j\u00e4mf\u00f6relsetj\u00e4nst. Villkoren f\u00f6r bol\u00e5n kan skilja sig beroende p\u00e5 bostad, inkomst, UC och mycket annat. <\/p>\n\n\n\n<p>Att j\u00e4mf\u00f6ra bol\u00e5n hos Zensum kan inneb\u00e4ra att du f\u00e5r ett h\u00f6gre belopp beviljat samt l\u00e4gre r\u00e4nta. Den stora f\u00f6rdelen \u00e4r att allt sker med endast 1 kreditupplysning.<\/p>\n\n\n\n<p><strong>Du blir ocks\u00e5 tilldelad en personlig bol\u00e5nehandl\u00e4ggare som hj\u00e4lper dig. Tj\u00e4nsten \u00e4r helt gratis.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.se\/foretag\/zensum-bolan\/redirect\/\" class=\"button  is-rounded is-primary is-large\" target=\"_blank\"  rel=\"sponsored nofollow\">Ans\u00f6k om Zensum bol\u00e5n<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"S_ansker_du_om_Zensum_ln\">S\u00e5 ans\u00f6ker du om Zensum l\u00e5n<\/h2>\n\n\n\n<ol>\n<li>G\u00e5 in p\u00e5 zensum hemsida och klicka dig vidare till privatl\u00e5n eller bol\u00e5n<\/li>\n\n\n\n<li>Fyll i ans\u00f6kan och identifiera dig med BankID<\/li>\n\n\n\n<li>Zensum h\u00e5ller dig uppdaterad om erbjudanden via e-post eller sms<\/li>\n\n\n\n<li>Logga in p\u00e5 Mina sidor med <a href=\"https:\/\/financer.se\/wiki\/bankid\/\" data-type=\"wiki\" data-id=\"8946\">BankID<\/a> och v\u00e4lj det erbjudande som \u00e4r b\u00e4st f\u00f6r dig<\/li>\n\n\n\n<li>Beroende p\u00e5 vilken l\u00e5ngivare du v\u00e4ljer kan utbetalningen ta olika l\u00e5ng tid\u00a0<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vad_kostar_Zensums_tjnster\">Vad kostar Zensums tj\u00e4nster?<\/h2>\n\n\n\n<p>Den tj\u00e4nst som Zensum erbjuder \u00e4r helt gratis f\u00f6r dig som kund. Det tillkommer varken avgifter eller r\u00e4ntep\u00e5slag n\u00e4r du ans\u00f6ker om privatl\u00e5n eller bol\u00e5n via Zensum. <\/p>\n\n\n\n<p><strong>Ha dock i \u00e5tanke att den l\u00e5ngivare du v\u00e4ljer kan l\u00e4gga till en del avgifter.\u00a0<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Zensum_Kreditupplysning\">Zensum Kreditupplysning<\/h3>\n\n\n\n<p>Zensum tar en kreditupplysning p\u00e5 alla kunder som skickar in en ans\u00f6kan. <a href=\"https:\/\/financer.se\/wiki\/kreditupplysning\/\" data-type=\"wiki\" data-id=\"4428\">Kreditupplysningen<\/a> tas via UC oavsett om du ans\u00f6ker om privatl\u00e5n eller bol\u00e5n.\u00a0<\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>S\u00e5 sparar du <span class=\"compare-amount\">1&nbsp;940,00 kr <\/span> p\u00e5 ditt l\u00e5n<\/h3>\n\t\t\t\t<p>Prisskillnaden f\u00f6r ett 10&nbsp;000,00 kr l\u00e5n under 90 dagar \u00e4r 1&nbsp;940,00 kr.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.se\/resultat\/?query=1&filter_non_affiliate=1&param_amount=10000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Se hur du kan spara p\u00e5 ditt l\u00e5n<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Frdelar_och_nackdelar_med_Zensum_AB\">F\u00f6rdelar och nackdelar med Zensum AB<\/h2>\n\n\n\n<ul class=\"is-style-pros-list\">\n<li>Kunniga handl\u00e4ggare<\/li>\n\n\n\n<li>Endast 1 kreditupplysning<\/li>\n\n\n\n<li>Erbjuder en gratis tj\u00e4nst f\u00f6r bol\u00e5neans\u00f6kan<\/li>\n\n\n\n<li>Bli tilldelad en personlig handl\u00e4ggare f\u00f6r ans\u00f6kan av bol\u00e5n<\/li>\n<\/ul>\n\n\n\n<ul class=\"is-style-cons-list\">\n<li>Kan ta 24 timmar att f\u00e5 besked<\/li>\n\n\n\n<li>F\u00e5 anslutna l\u00e5ngivare<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Varfr_anvnda_en_lnefrmedlare\">Varf\u00f6r anv\u00e4nda en l\u00e5nef\u00f6rmedlare?<\/h3>\n\n\n\n<p>Det finns m\u00e5nga f\u00f6rdelar med att ans\u00f6ka om l\u00e5n via en l\u00e5nef\u00f6rmedlare. F\u00f6r det f\u00f6rsta kan du j\u00e4mf\u00f6ra r\u00e4nta, avgifter och mycket annat p\u00e5 ett smidigt och enkelt s\u00e4tt. <\/p>\n\n\n\n<p>Dessutom beh\u00f6ver du bara g\u00f6ra en ans\u00f6kan med en kreditupplysning hos UC.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zensumse__en_snygg_men_lite_krnglig_hemsida\">Zensum.se \u2013 en snygg men lite kr\u00e5nglig hemsida<\/h2>\n\n\n\n<p>Hemsidan \u00e4r i sig v\u00e4ldigt snygg, modern och ser dessutom professionell ut men det finns lite f\u00f6r mycket att klicka p\u00e5 helt i on\u00f6dan. Det skulle r\u00e4cka med h\u00e4lften f\u00f6r att kunder l\u00e4tt ska kunna hitta informationen de s\u00f6ker.\u00a0<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"441\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/2\/screenshot-2023-02-22-at-154830-1-1024x441.png\" alt=\"\" class=\"wp-image-66401\" style=\"width:521px;height:224px\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/2\/screenshot-2023-02-22-at-154830-1-1024x441.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/2\/screenshot-2023-02-22-at-154830-1-300x129.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/2\/screenshot-2023-02-22-at-154830-1-768x331.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/2\/screenshot-2023-02-22-at-154830-1.png 1252w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Printscreen fr\u00e5n startsidan zensum.se<\/figcaption><\/figure><\/div>\n\n\n<p>P\u00e5 hemsidan finns det en sektion med vanliga fr\u00e5gor som har f\u00f6rv\u00e5nande f\u00e5 fr\u00e5gor och svar. Det finns m\u00f6jligheter att utveckla och f\u00f6rb\u00e4ttra hemsidan genom att ta bort en del material och l\u00e4gga till annat.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zensum_support_och_kundtjnst\">Zensum support och kundtj\u00e4nst<\/h2>\n\n\n\n<ul>\n<li>Hemsida: zensum.se<\/li>\n\n\n\n<li>E-post: kundservice@zensum.se<\/li>\n\n\n\n<li>Telefon: 0771 30 44 47<\/li>\n\n\n\n<li>\u00d6ppettider: M\u00e5ndag till Torsdag 9.00 &#8211; 19.00 Fredag 9.00 &#8211; 17.00\u00a0<\/li>\n\n\n\n<li>Adress: Eriksbergsgatan 27, 114 30 Stockholm\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zensum_omdme_vad_tycker_kunder_om_deras_ln\">Zensum omd\u00f6me: vad tycker kunder om deras l\u00e5n?<\/h2>\n\n\n\n<p>Zensum har en registrerad profil p\u00e5 Trustpilot d\u00e4r de aktivt ber om omd\u00f6men fr\u00e5n existerande kunder, oberoende om de \u00e4r positiva eller negativa. <\/p>\n\n\n\n<p><strong>I nul\u00e4get har Zensum 4,8 stj\u00e4rnor av 5 m\u00f6jliga vilket \u00e4r ett mycket bra betyg.\u00a0<\/strong><\/p>\n\n\n\n<p>I kommentarerna kommer det fram v\u00e4ldigt tydligt att Zensum har en v\u00e4ldigt kunnig och trevlig personal. Dessv\u00e4rre finns det flera som anser att Zensum kontaktar nya kunder alldeles f\u00f6r ofta.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"r_Zensum_ett_serist_fretag\">\u00c4r Zensum ett seri\u00f6st f\u00f6retag?<\/h2>\n\n\n\n<p>Zensum har varit verksamma sedan 2013 och de har \u00f6ver 700 000 behandlade offerter. <\/p>\n\n\n\n<p>Zensum har de tillst\u00e5nd som kr\u00e4vs (se l\u00e4nk nedan till Finansinspektionens register) och har heller inga st\u00f6rre klagom\u00e5l p\u00e5 sig. <\/p>\n\n\n\n<p><strong>Zensum f\u00e5r anses vara ett tryggt och seri\u00f6st f\u00f6retag.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.se\/foretag\/zensum-bolan\/redirect\/\" class=\"button  is-rounded is-primary is-large\" target=\"_blank\"  rel=\"sponsored nofollow\">Zensum bol\u00e5n<\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.se\/foretag\/zensum\/redirect\/\" class=\"button  is-rounded is-primary is-large\" target=\"_blank\"  rel=\"sponsored nofollow\">Zensum privatl\u00e5n<\/a><\/div><\/div>\n<\/div>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Externa_lnkar\">Externa l\u00e4nkar<\/h3><ul>\n<li><a href=\"https:\/\/www.allabolag.se\/5569535742\/zensum-ab\" target=\"_blank\" rel=\"noopener\">Zensum AB p\u00e5 allabolag.se<\/a><\/li>\n<li><a href=\"https:\/\/www.fi.se\/sv\/vara-register\/foretagsregistret\/details?id=126335\" target=\"_blank\" rel=\"noopener\">Zensum AB i Finansinspektionens register<\/a><\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Vanliga_frgor_om_Zensum_AB\">Vanliga fr\u00e5gor om Zensum AB<\/h2>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h4>Vad \u00e4r Zensum?<\/h4><div class=\"faq_inner\">Zensum \u00e4r en l\u00e5nef\u00f6rmedlare f\u00f6r dig som \u00e4r i behov av ett privatl\u00e5n eller bol\u00e5n.<\/div><h4>Vilka banker samarbetar Zensum med?<\/h4><div class=\"faq_inner\">Zensum samarbetar med flera olika l\u00e5ngivare (bland annat Icabanken, Coop, SBAB, Skandiabanken, Bluestep, Norwegian). Hela listan p\u00e5 samarbetspartners finns p\u00e5 Zensums hemsida.<\/div><h4>Kan jag ans\u00f6ka om samlingsl\u00e5n via Zensum?<\/h4><div class=\"faq_inner\">Ja, du kan ans\u00f6ka om privatl\u00e5n, bol\u00e5n och dessutom samlingsl\u00e5n via Zensum.<\/div><h4>Hur snabbt sker utbetalningen n\u00e4r jag ans\u00f6ker om l\u00e5n via Zensum?<\/h4><div class=\"faq_inner\">Beroende p\u00e5 vilken l\u00e5ngivare du v\u00e4ljer kan utbetalningen ta olika l\u00e5ng tid.<\/div><h4>Tar Zensum en UC p\u00e5 mig i samband med ans\u00f6kan?<\/h4><div class=\"faq_inner\">Ja, Zensum tar kreditupplysning via UC p\u00e5 alla kunder som skickar in en ans\u00f6kan.<\/div><\/div>","protected":false},"author":7033,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","categories":[1314],"company_type":[1290,28,1298],"overall_rating":"3.00000000","_links":{"self":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/company_single\/27885"}],"collection":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/users\/7033"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/comments?post=27885"}],"version-history":[{"count":49,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/company_single\/27885\/revisions"}],"predecessor-version":[{"id":77146,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/company_single\/27885\/revisions\/77146"}],"wp:attachment":[{"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/media?parent=27885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/categories?post=27885"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.se\/wp-json\/wp\/v2\/company_type?post=27885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}